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There are differing levels of banking services which are primarily determined by the number of times a bank needs to see your identification.
Mobile device access fees – The U.S. Bank Mobile App is free to download. Your mobile carrier may charge access fees depending upon your individual plan. Web access is needed to use the mobile app. Check with your carrier for specific fees and charges. Some mobile features may require additional online setup. Any fees for optional transactions will be identified during registration for these services and during their use.
It depends. Most people choose a Capital One bank account based on their lifestyle and goals. A checking account works well for day-to-day spending and monthly budgets, a savings account can help you put away money for future needs, while certificates of deposit (CDs) can help you save money with a fixed interest rate for a fixed amount of time. We also offer a teen checking account featuring a free debit card and easy-to-use mobile app, as well as a kids-friendly savings account that helps earn interest while growing their money. (Source: www.capitalone.com)
If your Portfolio by Wells Fargo program is closed or an account is delinked from the program, then effective immediately, Portfolio by Wells Fargo benefits no longer apply, including benefits to your linked accounts. You will no longer receive discounts, options to avoid fees on other products or services, or the Portfolio Relationship Interest Rate; for time accounts (CDs), this change will occur at renewal. Your delinked account will revert to the Bank's current applicable interest rate or fee at that time.
Whether you’re a new or experienced saver or looking to save for a child’s future, you can enjoy a wide-range of benefits that help you to grow your savings account. As your account balance grows your interest rate may increase too. See today’s rates and start saving for the future. (Source: www.bankofamerica.com)