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How to Get a Reddit Card From American ExpressGetting a black card Finding and applying for a black card may not be in everyone's interests, but it can provide access to unique benefits. Before applying for one though, there are a few key considerations you should keep in mind before doing so: firstly, that it is only available by invitation so outstanding credit must be maintained to qualify; you can request consideration online but this does not guarantee you an invite; also thresholds regarding income assets and spending often remain secret which makes figuring out exactly what requirements there are to gain access hard. American Express' Centurion Card is the ultimate luxury black card, limited only to customers who regularly charge large sums on other Amex cards over an extended period. While Amex does not disclose spending requirements for invitation, rumors indicate that to qualify you must charge hundreds of thousands annually on other Amex cards - an unattainable goal but manageable with strong credit and an adequate income. Amex also offers several other premium cards with attractive perks beyond just Black Cards like their Black Card program. Getting a platinum card Not everyone is eligible for a platinum card, and even those who do have access aren't guaranteed the most exclusive perks. While the Black Card remains something of an urban legend for most people, rumors and whispers suggest otherwise. American Express has kept quiet about this card, but some indications indicate it may offer elite benefits including personal concierge service; these concierges go to great lengths to satisfy cardholder needs such as providing drinks delivered with ice or even transporting guests by helicopter to remote resorts. Whoever is invited to apply for The Black Card can expect to pay an initiation fee and annual fee of $10,000 and $5,000 respectively. While its perks may justify such costs for those with sufficient net worth and spending habits, alternatives such as VISA or Mastercard cards offer similar services and may even offer greater points rewards through targeted referrals - but these rewards won't do their job if debt accumulates quickly. Getting a gold card You could qualify for the American Express Gold Card with an excellent credit score. While the company doesn't publicly release a minimum FICO score requirement, applicants with FICO scores in the high 600s tend to fare best when applying. When submitting an application, choose either traditional gold or rose gold card art before submitting, and may even qualify for up to 90K referral offer until June 7. The Gold Card's benefits include 4 points for every dollar spent at restaurants (up to $25,000 in spending annually), including Uber Eats takeout and delivery services, and 2 points per dollar spent at U.S. supermarkets (up to $25,000 annually). It also offers up to $10 in dining credits per month that post as statement credits that can be applied towards Uber rides. Getting a silver card American Express' Centurion Black Card is an exclusive card offering various benefits, such as access to airport lounges and VIP treatment at hotels and spas, personal concierge service known as the Black Card Experience and more. While some details have been disclosed through Reddit posts and articles about its benefits have surfaced; more may remain unknown at present. There is a $10,000 initiation fee and annual fee associated with it but its benefits could well outweigh these costs for those with sufficient net worth and spending habits to qualify for membership.