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A Covered California

A Covered California

Covered California

What does it take to cover a state in the news? The university of california, berkeley's social media team set out to find out. At its heart, this case study highlights the importance of cultivating a tactical mindset and regularly updating social media.

Cover

The Covered California Health Exchange is the government agency offering subsidized Obamacare plans for this state. The California Health Exchange was created to assist citizens and legal residents with applying for marketplace coverage in order to comply with the Affordable Care Act (“ACA”). When the law was passed in 2010, each of the 50 states had to decide to either create a state-run health insurance exchange or offer enrollment through a federally-operated exchange. This state chose to create their own exchange and called it “Covered California”.

For Californians to be in compliance with the mandate, they’ll need to be enrolled on a qualified health plan, plan that meets the government’s requirements for minimum essential coverage. The main coverage requirement is that the insurance must cover the 10 minimum essential benefits, such as preventive services, Prescription Drug Coverage, and maternity and newborn care. A medical plan can still be a qualified health plan without the minimum essential benefits if the plan is a grandfathered plan, which is a medical plan that was in force before March 23, 2010 when the mandate was passed and which has not undergone major changes. Qualified health plans may be acquired through Covered California, Medi-Cal, Medicare, group insurance, a plan through the military, or off-exchange directly through the carrier. (Source: www.healthforcalifornia.com)

Plan

California State health insurance applications are accepted once a year at open enrollment. The next open enrollment period is October 15th, 2019 through January 31st, 2020. During this time frame, you may apply for a new plan or switch Covered California plans. You do not have to have a special reason to apply. If you miss enrolling during this period, you will not be able to apply for Obamacare coverage until the next open enrollment. Exceptions apply.

Covered California is a private health insurance exchange that was established through Affordable Care Act legislation for individuals and families not eligible for Medi-Cal. This program allows California residents to purchase quality health insurance plans to fit individual and family needs. The cost of each insurance plan is based on certain factors, including family size and income. Find out if Covered California is right for you and your family by requesting enrollment assistance. (Source: www.fhcsd.org)

 

 

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