What Is Chase Sapphire Reserve Annual Fee 2023?

What Is Chase Sapphire Reserve Annual Fee 2023?

Chase Sapphire Reserve is a credit card that provides a variety of benefits and rewards. With this card, you can earn points on everyday purchases, including gas and groceries, while also being able to travel for free through the Chase Sapphire travel portal. You can also get access to Priority Pass lounges and have a flexible credit limit. To find out more about the card, read on.

Priority Pass Select membership

If you want to save time and energy while traveling, using a credit card that offers airport lounge access is a great idea. These facilities offer amenities such as complimentary snacks, drinks, and Wi-Fi.

One of the most popular travel cards out there is the Chase Sapphire Reserve. This card gives its members access to the Priority Pass network. In addition to these benefits, the card also earns Chase Ultimate Rewards points.

Using this card is simple. You can book trips in the Chase travel portal and receive statement credits toward travel. It also has a substantial new account bonus. However, the real benefits come from its rewards program.

The most important thing to know about a credit card that offers airport lounge access - besides the fact that it's free - is the amount of money you'll be able to save. With a Chase Sapphire Reserve, you'll get $28 per person towards food and drink.

The Priority Pass Select membership allows you to visit over 950 airport lounges worldwide. Depending on your spending habits, you'll be able to save between $99 and $399 a year.

Other benefits of a Chase Sapphire Reserve include priority pass restaurants and a number of other travel-related perks. For example, you'll have the opportunity to participate in exclusive travel events, including an annual global gathering of elite travelers. Additionally, you'll get special travel insurance and select travel insurance upgrades.

$300 annual travel credit

One of the best premium travel credit cards, Chase Sapphire Reserve, offers a wide array of benefits. Many of these travel benefits can help you get more out of every trip.

The most popular benefit is the $300 annual travel credit. This means that when you make qualifying travel purchases with your card, the $300 is credited automatically to your account. You can then use this credit to cover airfare, hotel expenses, car rentals, and more.

In addition to the travel credit, you can also enjoy an auto rental collision damage waiver and trip cancellation insurance. These are excellent benefits for anyone who is a frequent flier. Fortunately, they also come at no cost to you.

Another advantage of the Sapphire Reserve is its ability to transfer points to other Chase Ultimate Rewards transfer partners. These points are worth 2 cents each, and you can use them to pay for things such as airline tickets, hotel stays, gift cards, and more.

Chase Sapphire Reserve cardholders can enjoy a complimentary annual membership to Priority Pass Select. As a result, they can enjoy access to more than 1,300 airport lounges throughout the world. They also get a room upgrade on qualifying hotels.

Other Chase Sapphire Reserve travel benefits include baggage delay insurance and trip delay reimbursement. However, you should keep in mind that these benefits only apply to eligible travelers.

Access to Priority Pass lounges

Having a Priority Pass lounge membership is a great way to get the most out of your travels. Whether you are a frequent flyer or just passing through, a lounge will offer a place to relax and recharge before you board your next flight. You can find a lounge at hundreds of airports worldwide. Many include free food, drinks, Wi-Fi, and other amenities.

If you're a Chase Sapphire Reserve cardholder, you can access a lounge for free. However, access is limited to two guests. This limit may not apply for connecting flights.

The best way to determine if a lounge is in your area is to check with your bank. Typically, they can tell you which Priority Pass locations are available.

There are several different credit cards that provide access to a lounge. These include the Chase Sapphire Reserve, which offers premium travel perks, including free airport lounge access. In addition, the card provides bonus points for travel, as well as statement credits to help cover costs.

The Sapphire Reserve can also be used to book trips through the Chase travel portal. Members can also earn Chase Ultimate Rewards points. Aside from a generous earning rate for traveling, the card also includes travel insurance.

If you don't have a credit card that offers Priority Pass membership, you can still use the app to find out if a lounge is open. You will need to sign up for a membership, however.

Earning points on Lyft

If you have a Sapphire Reserve card, you'll be able to earn Chase Sapphire Reserve points on Lyft rides. These points can be used for statement credits, merchandise, and travel through the Chase Ultimate Rewards program. You can also transfer them to 14 airline and hotel partners.

You can get an additional 5,000 points when you spend $4,000 within the first three months of opening your account. And after the first year, you can get another 50% off the cost.

When you use your Sapphire Reserve card to make a Lyft ride, you'll receive 10X points. This is a great perk to help you save money on your rides. The points are worth two cents each, but you can transfer them to other rewards programs.

Additionally, you'll receive a $300 annual travel credit. This benefit is valid through March 31, 2022. You can also get Trip Cancellation/Interruption Insurance and Auto Rental Collision Damage Waiver.

Another perk of the Chase Sapphire Reserve card is that you'll receive a complimentary year of Lyft Pink All Access. This membership is typically $199 a year, but you can get it for free for the first two years. To start your subscription, you'll need to link your Sapphire Reserve card as your default payment method in the Lyft app.

In addition to the travel and dining benefits, Sapphire Reserve cardholders will earn 10X points on purchases with Lyft. They can also get up to $120 in statement credits for purchases made with DoorDash.

Flexible credit limit

The Chase Sapphire Reserve card offers a variety of travel benefits that can help make your next trip a breeze. It's not for everyone, though, as the annual fee is quite steep. Still, it's a card worth considering if you're traveling often, and you're willing to pay for it.

In addition to a competitive one-time point bonus, the Reserve also offers a slew of other travel-related perks. This includes complimentary airport lounge access, a primary rental car collision damage waiver insurance, and an expedited airport security access credit. Also, you may be able to get more than your money's worth from your Sapphire Reserve in a given year, as you'll earn three points per dollar on travel, dining, and other purchases.

While the Reserve's travel benefits are arguably better than the other cards in its class, it's the rewards for non-travel spending that really shine. You'll receive a $50 annual Ultimate Rewards hotel credit, a free upgrade at Avis, and a free Global Entry application fee reimbursed. Plus, you can use your points to pay for eligible hotel and airline partners.

There are several other perks to this card, too, including a $100 deductible for a damaged cellphone, a $600 limit for claims, and a free smartphone for employees. On top of that, you'll also get to skip the airport security lines with a free TSA PreCheck application.

Upgrading from Chase Sapphire Preferred

One of the most popular cards in the Chase family is the Sapphire Preferred. This card is a good starter travel card with flexible points and a wide range of travel protections. It also comes with a reasonable annual fee of $95, but that's not the only thing that makes it worth the money.

The Sapphire Reserve is another of Chase's premium cards, and it's packed with impressive features. If you have it, you'll get access to more airport lounges than you can shake a stick at, and you'll get more perks to go with it. Plus, there's a 50% bonus on your points.

There are many different types of cards in the Chase family, and it's important to know which one is right for you. As for which one is best, you'll need to compare the various annual fees, bonuses, and reward structures to find the best fit.

A great way to determine which one is best for you is to ask yourself the question: Do I want to pay a high annual fee, or would I prefer a higher earning rate? Some people like to earn more than others, and if you don't have a lot of room in your budget, consider whether you'd be better off with a less expensive card.

In order to be eligible for the Sapphire Preferred's biggest reward, you'll need to have had the card for at least a year. You'll also need to have a decent credit score.

What Is Chase Sapphire Reserve Annual Fee 2023?

There are a lot of factors that should come into play when you decide to open a new credit card, but if you're looking for a good deal, you should consider the Chase Sapphire Reserve. Not only will you get a sign-up bonus of 60,000 points, but you will also receive access to more than 1,300 airport lounges. Plus, you will receive Primary CDW waiver coverage.

60,000-point sign-up bonus

The Chase Sapphire Reserve is a fantastic travel credit card. It offers a large bonus, along with many travel perks. You'll have access to airport lounges and receive complimentary insurance and service for lost luggage.

The Sapphire Reserve also offers an annual travel credit of up to $300. This amount can be used to pay for airfare or hotel expenses. Unlike other travel credit cards, this credit is not restricted to incidental airline fees and can be used for in-flight food.

Another benefit of the Sapphire Reserve is that you can combine points from multiple accounts. This can increase the redemption value by 50%. For example, you can transfer your points to high-value airline and hotel loyalty programs.

When you apply for a Sapphire Reserve, you'll receive a 60,000-point welcome bonus. These points can be redeemed for $900 toward travel through the Chase Ultimate Rewards portal.

Aside from the points, you'll also enjoy a free airport lounge membership through Priority Pass. This includes access to over 1,300 lounges worldwide, plus complimentary travel insurance and lost luggage reimbursement.

One of the benefits of the Sapphire Reserve is that you can earn 3X points on eligible travel and dining purchases. However, you'll have to spend $4,000 on these types of purchases in the first three months to qualify for the bonus.

Compared to other travel rewards cards, the Sapphire Reserve is a better deal. While the annual fee is higher, the travel perks make it worth it. Plus, you'll get a complimentary membership to the DashPass service, which unlocks lower service and delivery fees.

If you're considering applying for the Sapphire Reserve, you should take the time to look at all of its perks. If you travel frequently, this card is the one for you.

Access to more than 1,300 airport lounges

Airport lounges provide travelers with an opportunity to relax and recharge. They provide free food, beverages, and Wi-Fi. However, they can also be crowded and unusable during busy travel times. It's best to arrive early and plan your visit accordingly.

Access to airport lounges can be obtained through credit cards or frequent flyer programs. Some credit cards offer lounge access for free while others offer a set number of visits per year.

Priority Pass offers a network of more than 1,300 airport lounges worldwide. If you have a qualifying credit card, you can purchase membership to Priority Pass and receive access to many of these lounges. The best part about this program is that you do not have to be an airline member to participate.

Priority Pass is a great option for frequent travelers. You will enjoy mini-suites, comfortable seating, and complimentary food and drinks. In addition, you will receive a dining credit.

Priority Pass is one of the most popular airport lounge pass options. It is a membership that provides unlimited access to more than 1,300 lounges worldwide. There are three levels of membership, including Select, Prestige, and Platinum.

Priority Pass Select is the most popular and can be obtained through credit cards. Most top-tier travel credit cards include this privilege. Using your card, you can obtain access to more than 2,000 lounges in more than 600 cities.

Priority Pass also offers a digital membership card that you can download onto your mobile device. Most Priority Pass lounges will accept the digital card. This is a great option for people who are curious about the world of airport lounges.

Another great way to find and use an airport lounge is through a website like LoungeBuddy. You can use this site to find the location of each lounge worldwide. It also lists each lounge's amenities, such as restrooms, showers, and more.

Primary CDW waiver coverage

If you're looking for a travel credit card that pays you well for every dollar you spend, you might be interested in the Chase Sapphire Reserve. In addition to earning 3x points on all travel purchases, this card offers a number of perks. Some of these benefits include trip delay insurance and complimentary rental car insurance.

These features are paired with other travel perks such as an emergency medical benefit and dental benefit. In addition, Chase Sapphire Reserve allows you to earn extra Ultimate Rewards points on some of your purchases. The card's other major benefits include a $300 annual travel credit and free upgrades with Avis.

If you're traveling on a common carrier, you'll want to check out the Priority Pass, a program that provides complimentary access to over 1,300 airport lounges around the world. You can also bring two guests to the same lounge for no extra cost. However, you won't get complimentary access to foreign currency fees when you're abroad.

Another big benefit of the Chase Sapphire Reserve is that you're covered for collision damage waiver (CDW) coverage on most rental cars. Although you won't need to file a claim with the rental agency, it's worth considering if you're planning to rent a vehicle.

Besides travel and rental car insurance, the Chase Sapphire Reserve also offers a dental benefit, an emergency medical benefit, and roadside assistance. Its benefits are similar to those offered by other high-end travel cards.

While the benefits of the Chase Sapphire Reserve are impressive, the annual fee may not be worth it. There are other cards that offer a similar level of coverage, such as the Amex Platinum.

Travel partners

If you are looking for a credit card to help you save money on your travel, Chase Sapphire Reserve is a good option. This card offers travel credits, trip insurance, and top-tier purchase protection. You can also earn points through your Chase Ultimate Rewards account. These can be transferred to airline loyalty programs or hotel loyalty programs.

The Chase Sapphire Reserve card provides travelers with a huge sign-up bonus. After spending $4,000 in the first three months, you will receive 60,000 bonus points. Of course, these points can be redeemed for cash, statement credits, or travel.

In addition, Sapphire Reserve also provides access to airport lounges. As a member of Priority Pass, you will get access to more than 1,300 lounges around the world. There are also complimentary room upgrades for hotel members. Other perks include airport security, WiFi, free refreshments, and more. Those who travel frequently will appreciate the perks that this card has to offer.

Another benefit is trip cancellation insurance. Sapphire Reserve members will also be reimbursed for trip delays and canceled flights.

Additionally, Sapphire Reserve cardholders can receive $300 in statement credits toward travel reimbursements. This credit can be used for airfare, hotels, and parking fees.

Finally, Sapphire Reserve also offers a $50 annual Ultimate Rewards Hotel Credit. This credit is automatically applied when you make a hotel booking.

If you are a frequent flyer, Chase Sapphire Reserve has the best benefits for you. The rewards are flexible, and the base rate is higher than other travel cards. But, you will need a strong credit history and high income to qualify. Also, the annual fee might not be worth the benefits.

Getting the best credit card for you

Chase Sapphire Reserve is one of the best travel credit cards on the market. It's a high-end card, with a $550 annual fee, but it offers a wide range of travel-related benefits.

In addition to travel-related benefits, it also features excellent insurance protections. This includes primary rental car insurance, trip cancellation coverage, and lost luggage reimbursement. If you're looking to take a trip abroad, you can get Priority Pass, which gives you access to more than 1,300 airport lounges around the world. You can also use your card's points for hotel and airline tickets.

In addition to travel-related benefits, Chase Sapphire Reserve also has bonus rewards for dining and shopping. For example, you can earn 10 points per dollar spent on dining in the U.S. and worldwide.

Other perks include travel credits, TSA PreCheck, and expedited airport security access. Additionally, you can transfer your Ultimate Rewards points to other airline and hotel partners. The card can be used to redeem points for airline tickets, hotels, and even movie tickets.

To qualify for the card, you need to have a credit history and good credit. Your first three months of usage will earn you 60,000 points. That's worth $1600.

Another bonus is the $300 travel credit that you can use for your airfare and hotel expenses. You can also use it for in-flight food and other incidental charges on airlines.

One of the most popular travel credit cards on the market, Chase Sapphire Reserve is great for frequent travelers. It's easy to use and comes with premium perks. As long as you pay off your balance in full every month, you can avoid interest.

Will the Chase Sapphire Reserve Bonus Increase in 2023?

Currently, the Sapphire Reserve is a good credit card for anyone who is looking for a great credit card to use for travel, but will it increase in the future? This article will go over some of the factors that will affect how much the Sapphire Reserve bonus will rise.

Fee waived for military members and their spouses

If you're a military member or your spouse is, you may want to consider a Chase Sapphire Reserve card. This type of ultra-luxury travel card offers many benefits, including travel insurance and a $300 travel credit. You can also transfer your points to a variety of airline partners.

You'll get an initial 50,000 points when you sign up for the Chase Sapphire Reserve. These points are worth 5X when you use them for flights, hotels, and rental cars. You can then transfer them to several other hotel and airline partners. In addition to these benefits, you'll also have access to more than 1,300 airport lounges worldwide.

You can also take advantage of the auto rental collision damage waiver. Typically, this insurance benefit requires a fee. The Chase Sapphire Reserve, however, provides this service for free.

The carrier report that you submit to Chase will ensure that you're eligible for this benefit. However, you'll have to contact Chase before you travel to take advantage of this offer.

Other benefits you'll receive from the Chase Sapphire Reserve include travel cancellation insurance, emergency evacuation coverage, and transportation reimbursement. Additionally, you'll be able to enjoy free Wi-Fi, complimentary room upgrades, and more.

You can also enroll in Global Entry and TSA PreCheck for free. After you sign up for these programs, you'll receive $100 in Global Entry credits each year. All of these credits will post to your Chase Sapphire Reserve account.

While this card offers great travel benefits, you may want to choose another one if you're a frequent traveler. There are many cards on the market that offer this level of benefits, so you'll need to evaluate each one before you decide on a particular one.

$300 travel credit

If you are looking for a travel rewards credit card, look no further than the Chase Sapphire Reserve. This card offers a variety of travel perks, including $300 in annual statement credits for eligible travel, complimentary airport lounge access and trip insurance.

You can earn up to 80,000 bonus points when you sign up for the Sapphire Reserve. These points can be redeemed for $1,200 toward travel. The annual fee is $550, but if you take advantage of the travel credit, you'll save money and reduce your expenses.

In addition to the 80,000 point sign-up bonus, you'll also receive access to Priority Pass Select, which gives you unlimited access to airport lounges. In fact, Priority Pass select gives you access to more than 1,300 lounges in 600 cities. It also offers complimentary room upgrades at Luxury Hotel & Resort collection hotels, so you can get to and from the airport in style.

Additionally, you'll also receive a free Global Entry or TSA PreCheck application fee reimbursement every four years. For those who have a Global Entry or TSA PreCheck membership, you'll be able to apply for a $100 statement credit each year.

The Sapphire Reserve also has a host of other travel-related benefits. There is no introductory APR, so you'll be able to enjoy your travels without worrying about a bill.

In addition, you'll earn five points per dollar on flights and hotel bookings. You'll also be rewarded for shopping and dining with the Chase Ultimate Rewards(r) portal. You'll also be able to transfer your points to airline partners.

The Sapphire Reserve's $300 travel credit can be used on airfare, gas, car rentals, hotels, and more. Although there's a list of purchases that don't qualify, most of your travel-related purchases will be covered.

Priority Pass lounge access

If you travel frequently, you might consider purchasing a premium credit card that includes Priority Pass lounge access. These cards can be useful for dining, traveling, and earning Chase Ultimate Rewards points. Several cards offer free access to a range of airport lounges, including those affiliated with American Express.

The Chase Sapphire Reserve is one of the best options for a credit card that offers this service. Not only does it offer Priority Pass lounge access, but it also includes trip delay reimbursement, auto rental collision damage protection, and other benefits. You can also book trips using your card on the Chase travel portal.

Another perk of the Reserve is the credit you receive for your Global Entry membership. This is good for five years and is a great way to offset your annual fee.

Chase is planning eight Sapphire Lounges in the coming years. The first will be in Hong Kong. It's estimated that this lounge will open in late October of 2022.

Capital One is set to open its own lounge in Dallas-Fort Worth (DFW). It is also building two more in Denver and Washington, D.C.-Dulles. However, these locations are not yet finalized.

Although there are many credit cards that offer lounge access, only those with the Chase Sapphire Reserve are guaranteed complimentary access. As a member of the Reserve, you'll be able to bring up to two guests to any of these Priority Pass lounges.

The Chase Sapphire Lounge in Dulles will have a family room, a dedicated dining room, and a work area. Additionally, the lounge will be split across two levels.

In addition to the Chase Sapphire Reserve, you may be able to receive complimentary access to a number of other lounges if you hold the Platinum Card from American Express. You'll have to present your valid Amex Platinum card, your confirmed boarding pass, and government-issued I.D.

TSA PreCheck or Global Entry fee reimbursement

TSA PreCheck or Global Entry fee reimbursement is one of the best travel benefits offered by the Chase Sapphire Reserve. It can reduce the stress of flying, as well as the costs of travel. There are many credit cards that offer this benefit. In addition, many of these credit cards come with other great perks.

When you open a Chase Sapphire Reserve account, you can receive a welcome bonus of 60,000 Membership Rewards points after you spend $4,000 within the first three months. You can then redeem your points for travel or other rewards.

Another great travel benefit from this card is the complimentary membership to Priority Pass Select. This provides you with access to over 1,300 airport lounges worldwide. As a member, you also receive complimentary room upgrades and free rental car upgrades.

Another benefit to the Chase Sapphire Reserve is a $300 annual travel credit. You can use this credit to offset your annual Global Entry or TSA PreCheck application fee. After you use the credit, it will post to your account within 24 hours.

You can choose between the Chase Sapphire Reserve and the Chase Sapphire Preferred(r). If you are a casual traveler, you might find the Preferred easier to use. But if you are a frequent flier, you will want to opt for the Sapphire Reserve. Besides the higher travel benefits, the Sapphire Reserve offers more perks than the Preferred.

The Sapphire Reserve also comes with primary rental car collision damage waiver insurance. And, if you are traveling internationally, you won't have to pay foreign currency fees. Additionally, you'll get free access to the Luxury Hotel & Resort Collection and a membership to the DashPass program.

DoorDash credits

If you have the Chase Sapphire Reserve, you can get a free year of DoorDash DashPass membership. The benefit is only available to cardholders and is worth at least $165 a year.

To take advantage of the offer, you simply need to add your Sapphire Reserve card to your DoorDash account. This can be done by going to the Manage Subscription page in your DoorDash account.

You can then set your card as your default payment method for your DoorDash orders. Once your card is accepted as a payment method, you can receive $10 off your first three orders. In addition, DoorDash will give you an extra 5% off your orders.

DoorDash credits are a great way to save money on food delivery. It is a similar service to GrubHub and Uber Eats. They allow you to order foods from local restaurants, and they deliver them to your door.

You can expect to see an increase in your DoorDash credits over the next few years. Although this is not a true use-it-or-lose-it type of credit, it will be a nice bonus if you are already using the service.

One of the most interesting benefits of the Sapphire Reserve is the $5 monthly DoorDash credit that is available to cardholders. The benefit will run through December 2024.

Another cool thing about the credit is that you can roll it over for two months. You can then use it to purchase up to $15 in purchases at once. However, if you are not a regular user, it can be hard to make the most of this feature.

Other cards from Chase also offer similar perks. Some cards, such as the Freedom Flex(r) and the Slate(r), offer a free three-month membership to DashPass.

How to Figure Out What Credit Score You Need Before Applying For a Chase Sapphire Reserve

A person's credit score has a lot to do with the type of credit they receive. The better your credit, the more money you can borrow and the more likely you are to get a loan. You can also get a credit card that offers travel and other perks. However, before you sign up for any credit card, it's important to figure out what your score is. This will help you avoid applying for too much or too little credit.

Minimum credit line

If you are interested in getting a new credit card, you might want to consider the Chase Sapphire Reserve. This card has a high annual fee of $550, but the rewards are substantial. The card also offers travel insurance and a few other perks. However, you will need to be very creditworthy to get approved for a Chase Sapphire Reserve.

Before you apply for the card, calculate how much you can afford to spend on your annual fee. In most cases, the fee is offset by a $100 statement credit. Additionally, you will receive $300 in travel credits every year that you have the card.

You will also be able to transfer points to airline and hotel partners. ValuePenguin estimates that the average transfer value is around 2 cents per point. You can use these points on the Chase travel portal.

Another benefit of the Chase Sapphire Reserve is the auto rental collision damage waiver. This feature will cover up to $75,000 in theft or damage. It will also reimburse you for trip cancellation fees and emergency evacuation costs. These protections are available on both the U.S. and abroad.

The card also offers other valuable perks, including complimentary Wi-Fi. For those who like to relax on the go, the Priority Pass lounge membership is available to use at many airports. Depending on the property, you will even receive a daily breakfast for two.

Unlike other premium credit cards, the minimum credit line for the Chase Sapphire Reserve is not as bad as it sounds. Typically, you can expect to be approved for a $10,000 credit limit. That said, some applicants have been approved for higher limits. Applicants with good credit who can meet certain other requirements can be approved for as much as $25,000.

When applying for a Chase Sapphire Reserve, you will need to have a credit score of at least 750. However, you can get approved with a lower score. Generally, the higher your income, the higher your chances of being approved.

Getting approved for the card is not as difficult as you might think. You will need to have a credit history and a low credit utilization ratio.

Annual fee

Chase Sapphire Reserve is one of the best travel credit cards available. Despite its high annual fee, this card has a variety of valuable travel-related benefits that can help you save thousands of dollars on future trips.

Sapphire Reserve is a Visa Infinite card, which means that you can use it to pay for everything from airport lounge access to primary rental car insurance. It also comes with concierge service and trip cancellation coverage.

The card offers a welcome bonus of 60,000 Ultimate Rewards points. These points can be redeemed for a total of $514 in travel each year. That's worth 50% more than the points you would get if you used them for other purchases. You can also transfer these points to other Chase credit cards for even more value.

Aside from the rewards, Sapphire Reserve has a number of other valuable perks. Cardholders can earn $300 in statement credits each year. They can also use this credit for hotels, parking fees, or Uber rides. For an extra $100, they can enjoy a $100 on-property credit each year.

Sapphire Reserve cardholders also have access to the Luxury Hotel & Resort Collection. This gives them room upgrades and free breakfast each day. They can also enjoy access to Chase's DashPass program, which unlocks a variety of services at discounted rates.

Sapphire Reserve is a great card for people who want to earn points on their travel and dining expenses. In addition to earning three points for every dollar spent, cardholders are automatically reimbursed for up to $300 in travel costs.

Sapphire Reserve cardholders can access over 1,300 airport lounges around the world through Priority Pass. They also receive complimentary lost luggage reimbursement and automatic purchase protection.

In addition to the points and benefits, Chase Sapphire Reserve also provides emergency evacuation and transportation insurance. Each account is insured for up to $50,000. And if your luggage is lost or stolen, you can make a claim for up to $10,000.

Chase Sapphire Reserve is not the right card for everyone. If you don't travel a lot or don't spend a lot of money on travel, the benefits might not be enough to justify the annual fee.

5/24 rule for business cards

If you've been thinking about getting a Chase Sapphire Reserve card, you may be wondering about the 5/24 rule. The rule states that you can't open five or more personal credit cards in a 24 month period. Fortunately, you can get around the rule, especially if you're a business owner. There are several ways to go about this.

For starters, you can avoid the rule by registering for a joint account with your spouse. You can also wait a bit to apply for certain cards if you're under the 5/24 limit.

There are several types of business cards that don't count toward your Chase 5/24 limit. This includes personal and closed-loop store cards, as well as small business cards.

Other credit card issuers have introduced similar rules. For instance, Capital One allows you to only apply for two of their cards at a time. And if you're an authorized user on your primary card, you can request to have your account removed from your personal credit report.

While most business cards don't count toward your 5/24 count, there are a few that do. In fact, you can get approved for a business card with Citi.

In addition to the "shelf-life" rule, Chase considers a number of other factors when making its credit card decisions. These include your credit score, payment history, debt-to-income ratio and more. Luckily, they're not very picky, so it should be possible to qualify for a card.

Another thing you can do to get around the 5/24 rule is to sign up for a "Specific for you" offer. This is a special offer that is sent to you when you sign in to your account. Some of these offers are a fixed APR, while others offer a variety of benefits.

Finally, there are other things you can do to earn the most points. For example, if you're a small business owner, you can get a welcome bonus for a new business card. Likewise, you can take your current business card to a new company and earn a reward for using it.

Travel credit

Chase Sapphire Reserve is a premium travel credit card, offering a wide array of benefits. It has an annual fee of $550. The perks include airline lounge access, travel insurance, and more. These benefits are designed for frequent travelers.

To qualify for the Chase Sapphire Reserve, applicants must have a minimum credit score of 700. They must spend $4,000 on purchases in the first three months to earn 80,000 bonus points. That's enough for $1,200 in travel.

You will also get a $300 statement credit annually for travel. This credit can be used for airfare, hotel expenses, and incidental airline fees. In addition, you will be reimbursed for $100 in Global Entry and TSA Precheck application fees every four years.

You'll be able to earn up to 10x points on car rentals, hotels, and flights. You'll also receive a complimentary membership in the Priority Pass program, which gives you access to 1,300 airport lounges worldwide.

You'll receive travel insurance, including primary rental car and auto rental collision damage waiver coverage. Travel insurance also works with TSA Precheck and Global Entry. Unlike most travel credit cards, you won't pay foreign currency fees when you travel abroad.

When you apply for the Sapphire Reserve, you'll be rewarded with a welcome offer worth $1,200 in travel. However, the base rate on the card can seem low. But if you're planning a trip, this is the card to use.

Aside from the welcome offer, you'll get a $500 cash bonus after you spend $4,500 on purchases in the first three months. As a reward, you'll also be able to transfer your points to Chase Ultimate Rewards transfer partners. Each point is worth 1.5 cents when redeemed for travel through Chase Travel.

With a few extra perks, you can easily justify the high annual fee. You can also take advantage of an ongoing return of 3% on dining and travel, and 1% on all other purchases.

While Chase Sapphire Reserve isn't for everyone, it's a great option for those who travel frequently. If you're ready to pay the annual fee, you can save money on your next trip by signing up.

How Much to Spend to Make Chase Sapphire Reserve Worth It?

There are a number of factors to consider when deciding whether you should apply for a Sapphire Reserve credit card, and knowing these factors will help you decide if it is the right card for you. These factors include the annual fee, travel credit, signing bonus, and transferable Ultimate Rewards points.

Annual fee

If you want a travel credit card that's worth its annual fee, look no further than the Chase Sapphire Reserve. It offers a lot of travel benefits, including the ability to get into airport lounges worldwide, travel insurance, and more. However, the fee may put a dent in your wallet.

With the Chase Sapphire Reserve, you can earn 60,000 Ultimate Rewards points after spending $4,000 in the first three months of opening your account. You can transfer these points to more than 11 airline partners, so you can book airfare, hotels, and rental cars with ease.

When you're travelling, you can enjoy the convenience of TSA PreCheck and decreased airport security lines. You can also nab priority seating at select events. This card also offers a variety of other benefits that you can't get with other travel credit cards.

For instance, the Sapphire Reserve offers access to the Global Entry program, which allows you to expedite TDY lines at airports. It also offers a $100 credit towards Global Entry or TSA Precheck application fees. And, with the help of a free subscription to DoorDash, you can have your groceries, snacks, and drinks delivered to your door.

The American Express Platinum card has a higher annual fee than the Sapphire Reserve, but it also offers more valuable benefits. With it, you can gain access to Delta Sky Clubs, Priority Pass lounges, and Centurion Lounges. In addition, it offers $200 in annual Uber Cash and a $200 airline incidental fee reimbursement.

However, you'll have to make the most of your Platinum card to maximize its value. Because the American Express Platinum is more expensive than the Sapphire Reserve, you'll need to spend a larger sum of money to get the same rewards.

Sign-up bonus

If you're looking to open a new travel rewards credit card, you may be wondering how much you need to spend in order to make it worth your while. For example, how much do you need to spend to make the Sapphire Reserve a worthwhile investment?

The Sapphire Reserve is a travel rewards credit card from Chase. It has an annual fee of $550 and offers a number of other benefits. You can use your Sapphire Reserve to earn 3% back in cash on purchases made in the travel, dining, and retail categories. In addition to these benefits, you also receive a monthly credit for a Gopuff delivery service.

Another benefit of the Sapphire Reserve is its insurance features. This card offers $1,000 in protection per year, as well as purchase protection up to $10,000. Additionally, you can extend your warranty coverage for an extra year.

Another way to rake in the points is by using your Sapphire Reserve to book an all-inclusive Hyatt hotel. During low season, you can also use your Sapphire Reserve to purchase a round-trip economy class ticket to Europe on United Airlines.

Other perks of the Sapphire Reserve include Priority Pass lounge access. You can also obtain a free subscription to DoorDash.

To make the Sapphire Reserve worthwhile, you need to spend upwards of $55,000 a year. You can do this by earning 60,000 bonus points after spending $4,000 in the first three months. These points are worth more than $300 when transferred to airline partners and redeemed through Chase's travel portal.

There are plenty of other ways to earn points with your Sapphire Reserve. You can also earn 10x points on car rentals, hotels, and dining. Plus, you can use your Sapphire Reserve to nab priority seating at select events.

Travel credit

The Sapphire Reserve is a premium travel rewards card that offers a number of high-end travel perks. This card is best for people who regularly fly. While it does carry a higher annual fee, it also comes with a lot of perks. If you're considering a Sapphire Reserve, you might be wondering how much to spend in order to make it worth it.

With a Sapphire Reserve, you'll earn three points for each dollar spent on dining and travel. In addition, you'll be able to earn three points on eligible delivery services. You'll also earn 10x points for car rentals and hotel stays.

Chase Sapphire Reserve cardholders can enjoy a free year of membership in the Priority Pass Select lounge. They'll also receive a complimentary TSA Precheck application fee credit. Another benefit to the Sapphire Reserve card is a trip insurance plan that covers up to $100,000 for medical and transportation expenses.

When traveling, you'll have access to airport lounges and special benefits with National Car Rental. Sapphire Reserve cardholders will also get 10x points on car rentals and Lyft rides. Lastly, the Sapphire Reserve card will allow you to earn extra points through the Ultimate Rewards (r) portal.

To earn the most points, you'll need to spend a minimum of $55,000 a year. But there are some travel perks that can easily offset this amount. For example, you'll receive a $300 annual travel credit that can be applied toward airfare and hotel expenses. Besides, you can transfer points to your choice of 11 airline partners.

If you have the Sapphire Reserve, you'll get extra travel perks like room upgrades and early check-in. You'll also have access to discounted airport security wait times thanks to TSA PreCheck.

Transferring Ultimate Rewards points to airline and hotel partners

It's no secret that travel is one of the most lucrative ways to redeem your Ultimate Rewards points. You can use your points for free nights, statement credit and other great value-adding benefits. But the right booking strategy can help you get even more value from your rewards.

A number of the best redemption options are available through Chase's travel portal. This includes 10 total points per dollar spent on hotel bookings. The portal also offers five points per dollar for car rentals and dining purchases.

Transferring your points to an airline or hotel partner is another great way to maximize your travel dollars. For example, you could book a flight to London for just 11,000 points, or a flight to Madrid for 34,000 points.

Another great redemption option is using your Chase Sapphire Preferred or Reserve card to make a purchase. When making a purchase, the Sapphire Reserve earns a 50% boost to the points you've transferred to the travel portal.

Other worthy redemption options include gift cards and statement credits. These can be used to cover the cost of flights or hotel stays, and the Sapphire Preferred offers primary car rental insurance.

One of the most exciting aspects of the Chase Ultimate Rewards program is the availability of transfer partners. If you have the Reserve or Preferred, you can transfer your points to more than a dozen airlines and hotels, boosting your travel options.

Another reason to transfer your Ultimate Rewards Points to an airline or hotel partner is to take advantage of the Pay Yourself Back feature. You can use this feature to receive cash back for purchases you make within 90 days.

Insurance

If you're looking for a card that offers excellent insurance benefits, you may want to look into the Chase Sapphire Reserve. This credit card provides excellent protections, including up to $1,000 per year in travel protection. It also comes with a variety of perks.

If you're a frequent flier, you may also enjoy the travel rewards perks that the Sapphire Reserve offers. For example, you can earn up to five points for every dollar you spend on travel. You can transfer these points to a wide range of airline partners. These points are worth 1.5 cents each when redeemed through the Chase Travel portal.

The Chase Sapphire Reserve also has an auto rental collision damage waiver (CDW). This insurance covers the cost of a damaged rental car. Other travel benefits include luggage coverage of up to $3,000.

There are also several travel insurance benefits you can receive through the Chase Sapphire Reserve. These include trip cancellation insurance, purchase protection, and emergency evacuation and transportation coverage. However, these protections can be expensive.

Those looking for a cheaper option might consider the Sapphire Preferred. In addition to the same features, the Sapphire Preferred has a lower annual fee.

Another benefit of the Sapphire Reserve is its complimentary membership to the Priority Pass Select airport lounge. You can access your tickets early, have late check-out options, and use the concierge service for help.

Additionally, you can earn up to 10x points on hotel stays, car rentals, and dining. You can transfer these points to a range of transfer partners, for a minimum of two cents each.

In addition, you can get a travel credit of $300 each year. That's enough to cover airfare, hotels, and other incidental airline fees.

How to Maximize Chase Sapphire Reserve 2023 Points

If you have the Chase Sapphire Reserve, or any other premium credit card, you want to make the most of your points. One of the best things about these cards is that you can transfer your points to different airline and hotel loyalty programs at a ratio of one point to each dollar. In this article, you'll learn how to do this effectively and efficiently.

Priority Pass

The Chase Sapphire Reserve (r) offers a lot of great perks, including free airport lounge access, a robust rewards program, and generous earning rates. It also comes with a $300 annual travel credit. If you travel a lot, this could be a huge time saver.

In addition to the $300 travel credit, Sapphire Reserve customers can earn triple points on dining and travel. They can then use the points to pay for airline tickets, hotels, or other travel-related expenses. This card has a low learning curve.

Priority Pass is a service offered by several high-end credit cards. Aside from offering access to hundreds of airport lounges across the world, it can help you avoid crowds and save money. You can enjoy a complimentary snack or drink at a lounge.

Priority Pass offers a wide range of benefits, from free airport lounge access to trip delay reimbursement and enrollment in Global Entry. To take advantage of these features, you'll need to become a member. However, if you don't want to make the investment, you can find an option that offers similar perks for a lower fee.

Another perk is a Priority Pass restaurant credit. Depending on the size of the restaurant, you can receive a credit for a meal, a drink, or both. While not all restaurants offer this, it can be an excellent way to shave some of the cost off your trip.

There are a number of other perks with the Sapphire Reserve, including travel insurance, auto rental collision damage protection, and enrollment in TSA PreCheck. Plus, the card is accompanied by a complimentary DashPass membership.

In the long run, you'll save yourself a ton of money, especially if you're traveling with a group. Even if you only have a couple of guests, this type of membership can be a great way to avoid the hassle of waiting in long lines and paying for expensive food and drinks.

As with many of the perks of a premium credit card, the value of a Priority Pass membership varies. For example, some lounges cap the number of guests they will allow, and some are only accessible by Priority Pass members. Also, many of these lounges offer additional perks such as showers, printers, and Wi-Fi.

10x points on Lyft rides

If you're looking for a credit card that will provide you with points when you use Lyft, then the Chase Sapphire Reserve is a great option. It's a travel rewards credit card that offers a high earning rate for Lyft rides, as well as other valuable benefits.

The annual fee for the Chase Sapphire Reserve is $550. However, this is only a nominal cost, as you will receive $300 in travel credit every year. In addition to this, you will also have access to an airport lounge and Travel and Emergency Assistance Services. You will also have Trip Cancellation/Interruption Insurance.

One of the major benefits of the Chase Sapphire Reserve is that you will earn 10 points for every dollar you spend on Lyft. This is a very impressive earning rate.

To help you maximize your Lyft earning, Chase has added a bonus category that you can take advantage of. As a part of this benefit, you will be able to earn 10 points for every dollar you spend on qualifying Lyft products such as car rentals, hotel stays, and dining.

Lyft will continue to give users points for every dollar they spend on the app, as well. But now they will also be able to earn an additional point for each $1 spent on certain Lyft products. These include rides in Lux mode, bike and scooter rides, subscription and membership products, and car and rideshare services.

In addition to this, you will have access to a new benefit called Lyft Pink All Access. It's a two-year membership that offers a variety of rewards, including 15% off car and rideshare services and priority airport pickups. Typically, the cost of the Lyft Pink membership is $199, but you can get it for free with the Chase Sapphire Reserve.

Although this is a great benefit, it may not be enough to justify the expense of the card. There are other travel rewards credit cards that offer similar benefits, such as the American Express Platinum Card, which offers up to $200 in Uber credits per year.

$10 monthly statement credit from Gopuff

If you are a Chase credit card holder, you may have noticed a new benefit that you haven't tried yet. In short, you can get $10 monthly statement credits for using GoPuff. This is a cool benefit that's available through December 2023.

The new benefit is designed for convenience seekers. Using GoPuff, you can have household essentials, such as groceries and alcohol, delivered directly to your home. These items are not available in all markets, however. You can expect delivery within just a few minutes. It's a service that's open late nights in many cities, so you can order whatever you're hungry for without worrying about getting home at night.

You can also get a $10 gift card when you make a qualifying GoPuff purchase. Keep in mind that you can't use the benefit on more than one order, and you can't use a small denomination gift card to receive this benefit.

In addition to the statement credit, you can get lower service fees and a virtual account number from your credit card. Other perks include damage and theft purchase protection and extended warranty coverage.

In the end, it's up to you to decide whether this is worth the extra work. However, if you can find a way to make a little extra cash, it's worth a shot. Luckily, there are plenty of other rewards credit cards that offer these kinds of benefits.

For example, the Chase Sapphire Reserve offers a welcome bonus of 60,000 points. That's enough to cover a couple of free hotel stays or a vacation. Plus, you can also get a $5 monthly credit for DoorDash deliveries.

However, a better way to save money is to check out a GoPuff coupon or promo code. You can use it for a wide variety of products, including wine and beer, snacks, and over the counter medications.

The best part about the benefit is that you can use it on a variety of different Chase credit cards. Just make sure that your account is in good standing before you apply.

Transferring Ultimate Rewards points to various airline and hotel loyalty programs at a 1:1 ratio

When you have a Chase credit card, you can transfer your Ultimate Rewards points to various airline and hotel loyalty programs at a 1:1 ratio. This allows you to stretch your points further and make bigger rewards redemptions.

Chase has an extensive list of travel partners, including Southwest Airlines, British Airways, Virgin Atlantic, Air France KLM, IHG, Marriott Bonvoy, and more. With these programs, you can use your Ultimate Rewards points to pay for flights, hotels, and rental cars.

While Chase's program is geared towards the travel industry, it also offers many other benefits. For example, the Ultimate Rewards Hotel Credit provides a $50 annual credit on your statement for all eligible hotel purchases. You can also enjoy complimentary DashPass access. Depending on the card you have, you may also receive free rental car collision damage waiver (CDW). If you have a Chase Freedom card, you can also get 1.5% cash back on all purchases.

The other benefit of Chase's Ultimate Rewards program is that it can be used to pay for travel reservations through the travel center. By using this portal, you can search for flights, rentals, and cruises. There are a few restrictions with the Ultimate Rewards program, however. Among them are that you must have a user name and a loyalty program number. In addition, you must be a household member.

Transferring Ultimate Rewards points to your favorite hotel or airline is the best way to get the most out of your points. Generally speaking, you can expect your Ultimate Rewards to hold their value very well. However, it's important to understand what's available and what's not. Some hotels and airlines will require you to pay fewer points to book directly.

Another advantage of using the Chase Ultimate Rewards travel center is that there are no blackout dates for award travel. That means you can use your points to book a $500 flight, if you want. Also, there are no delivery fees.

If you have a Chase Sapphire Preferred, you can transfer your Ultimate Rewards points to several airline and hotel programs at a 1-to-1 rate. It's important to remember, though, that your points can only be transferred to your spouse or another household member.

How Many Points Per Dollar Chase Sapphire Reserve 2023

If you're planning on getting a new credit card, there's a good chance that you want to know how many points you can get for each dollar you spend. This is especially true if you are looking to get a rewards card that will give you great value when you redeem your points through Chase's travel portal. So let's take a look at some of the cards out there and what you can expect to get for your money.

Capital One Venture X Rewards card

The Capital One Venture X is an above average credit card that offers strong travel rewards. It has a very simple redemption policy and a low annual fee. In addition, the card provides strong rental car insurance.

While the Capital One Venture X does not have the same earning potential as the Sapphire Reserve, it's a good alternative if you want to earn 2x points on all purchases. You'll also enjoy other benefits, including lounge access and Priority Pass Select.

If you travel often, you'll be able to earn a lot of miles on this credit card. You'll also get a bonus for signing up. These miles are worth 1 cent each, and can be transferred to 17 different hotel and airline loyalty programs.

If you plan to use your Capital One miles to book travel, you'll be happy to know that they can be redeemed through the Capital One Travel portal. Since the Capital One Travel portal is part of the Capital One credit card, you'll have access to a variety of discounts and price freeze options.

In addition, you'll receive free access to Capital One lounges. These lounges are currently only available in Dallas-Fort Worth, but more will be added to other cities in the future.

Another benefit of the Capital One Venture X is the ability to transfer your points to other points in the form of a 1:1 ratio. For instance, you can transfer your points to Chase Ultimate Rewards and American Express Membership Rewards.

Priority Pass Select membership

If you want to get access to airport lounges around the world, you might consider getting a Priority Pass Select membership on your Chase Sapphire Reserve card. This membership will give you access to 1,200 VIP airport lounges.

One of the perks of this membership is the fact that it is very simple to get. The only thing you have to do is enroll. You can then visit any participating airport lounge with your Priority Pass membership and receive a credit.

Another benefit of having a Priority Pass Select membership is that it will allow you to save money. As a member, you'll have access to hundreds of restaurants and cafes. These restaurants will give you a credit, which you can use toward your meals. There are no restrictions on how much you can spend or how many people you can bring with you.

It's not hard to see why so many premium credit cards offer this benefit. However, you should also check the details of the benefits. Those benefits can vary widely. Some may be limited to one guest while others will allow you to bring three.

One of the most unique features of a Priority Pass membership is that you can actually use the card on your smart phone. This is a really useful feature if you're going to be traveling a lot.

80,000-point sign-up bonus

If you're looking to start off the new year with a bang, you may want to consider applying for the 80,000-point sign-up bonus for the Chase Sapphire Reserve. There are a number of benefits to this premium travel credit card, including the fact that you get free travel insurance for up to $100 a year and a $50 annual hotel credit.

In order to qualify for the 80,000-point sign-up bonuses for the Chase Sapphire Reserve, you need to meet a few requirements. First, you need to spend $4000 on purchases within the first three months. Then, you can redeem those points for travel through the Chase Travel Portal.

Another nice feature is that you can earn 10X points on hotels and car rentals. You can also transfer those points to Chase's airline partners for free flights. For example, you can transfer these points to Emirates Skywards, British Airways Executive Club or Air France/KLM Flying Blue.

In addition to all that, you get a $75 annual fee if you are an authorized user. This can add up to a lot more than 80,000 points. It's easy to see why the Sapphire Reserve is so popular among frequent travelers.

One of the most attractive features of the Sapphire Reserve is its ability to earn a number of other rewards. In fact, you can easily turn 80,000 points into more than $1,200 towards travel.

Annual airline fee credit

If you travel a lot, the Chase Sapphire Reserve annual airline fee credit may be right for you. It offers travel rewards and protections for up to $100,000. Besides earning points and redeeming them for airline tickets, hotel stays, and more, you will also receive complimentary airport lounge access and emergency evacuation.

One of the biggest draws of the Chase Sapphire Reserve is the $300 annual airline fee credit. This is one of the best bonuses on the market. To claim this credit, you will need to spend $300 on qualifying travel purchases each year.

The travel credit will also provide a $100 reimbursement for the TSA PreCheck application fee. Both of these benefits are good for five years. You can use the credit on any airline-related purchase, including airfare, hotels, car rentals, and more. However, it's important to remember that the reimbursement will only cover you for a portion of your actual cost.

Other great benefits include airport lounge access and baggage delay insurance. As long as you are carrying your passport, your baggage will be covered, and you can enjoy free access to hundreds of airport lounges around the world. Plus, you can earn extra points with this card for dining, shopping, and more.

Another advantage of the Chase Sapphire Reserve is that you can transfer your points to over a dozen Chase transfer partners, which can be a huge savings. These include a number of travel partners, including Air France-KLM Flying Blue, Singapore Airlines KrisFlyer, and Virgin Atlantic Flying Club. In addition, you can transfer your points to Chase Ultimate Rewards.

Value of points when redeeming through Chase's travel portal

If you are looking to use your Chase Sapphire Reserve in 2023, you have a few options when it comes to redemption. You can redeem your points for travel, cash back, or gift cards. The redemption rate depends on what type of card you have and how you want to use your points.

Typically, Chase Ultimate Rewards (UR) points are worth one cent each, but they can be worth anywhere from 1.9 to 2.0 cents each. UR points can be used to book flights, hotels, and other forms of travel through the Chase Travel Portal, or transferred to other airline partners. This can be a great way to maximize your rewards.

While you can get a lot of value from your UR points, the value of the Sapphire Reserve base rate might seem low. However, when you redeem your points through the Chase Travel portal, you are guaranteed a fixed value. There are no blackout dates, and you can book any flight with the portal. And you don't have to worry about paying taxes.

For example, you can redeem your UR points for first/business class flights with airlines, hotel stays, car rentals, and gift cards. Plus, you can transfer your UR points to 14 airline partners. These include Southwest, United, JetBlue, Delta, and Hyatt.

The Sapphire Reserve also includes a $300 annual travel credit. If you are planning a vacation, this is like getting cash for the cost of your travel. It can be used for travel expenses such as rental cars, airport lounge access, and Global Entry application fees.

Annual fee vs cost of card

Chase Sapphire Reserve is an award-winning travel rewards credit card with many features. It's designed for people who spend a lot of money on travel. While it has a higher annual fee, it pays off with a great reward system.

If you're not a frequent traveler, a Chase Sapphire Preferred(r) Card may be a better choice for you. Besides the lower annual fee, it also has the equivalent welcome bonus. In addition, it offers a 10% points boost each year.

You can also take advantage of the complimentary Priority Pass Select membership, which provides access to airport lounges. In fact, you can visit the Priority Pass lounges at any time and for as long as you want.

Another nice feature of the Sapphire Reserve is its Elite status with Avis, National, and Silvercar. This gives you benefits such as an auto rental damage waiver, four free service calls, and free roadside assistance.

The welcome offer is worth $1,200 in travel. Plus, you'll receive a $300 statement credit every year. For most "premium" travel credit cards, that's worth more than the annual fee.

However, Sapphire Reserve also provides other benefits and perks, such as an annual Global Entry application fee reimbursement. Additionally, you'll enjoy a $50 purchase protection, as well as access to 1,300 airport lounges worldwide.

To maximize the value of the points you earn, you can transfer them to Chase Ultimate Rewards partners for an extra 1.5 cents per point. Those can then be redeemed for a variety of purchases.