How to Avoid Chase Sapphire Reserve Annual Fee 2023

How to Avoid Chase Sapphire Reserve Annual Fee 2023


how to avoid chase sapphire reserve annual fee 2023

If you want to save money and get the most out of your credit card, there are a number of ways to do so. One of the best ways is to use a cash back card such as the Chase Sapphire Reserve. The initial bonus on this card is worth nearly $900 in travel through the Chase. You won't get any foreign transaction fees with this card, which is a big benefit for international travelers.

Initial bonus is worth $900 in travel through Chase

The Chase Sapphire Reserve card is a luxury credit card that offers an impressive bonus and a lot of travel benefits. You can use your points for travel and receive a $300 statement credit when you make qualifying purchases. This credit can be applied to Uber rides, hotels, and any other type of travel expense.

While the annual fee is quite expensive, the travel benefits make the Sapphire Reserve worth it. If you are a frequent traveler and spend thousands of dollars each year, then the Sapphire Reserve is a great choice. It provides a hefty welcome bonus of 60,000 points and a $200 travel credit. And, once you've accumulated enough points, you can transfer them to airline partners for increased value.

Another bonus is that Chase Sapphire Reserve cardholders are eligible for access to 1,300 airport lounges worldwide. They also get Priority Pass membership, which provides automatic purchase protection and lost luggage reimbursement. Aside from these benefits, Sapphire Reserve cardholders can get a discount on rental cars, and discounted airfares. Additionally, they can take advantage of discounts from hotels and resorts.

The Sapphire Reserve's $300 annual travel credit can be used for anything from transportation, hotels, and airfare, to car rentals, and even parking fees. You can also get a bonus of 10 points per dollar spent on dining.

In addition to these bonus categories, you can earn points for a wide range of other purchases. For instance, you can earn 5 points per dollar on flights, 10 points per dollar on hotel stays, and 1 point per dollar on everything else. Plus, you can transfer your points to airline and hotel partners for a boost in value.

Chase Sapphire Reserve offers a hefty initial bonus of 60,000 points. These points are worth $900 when redeemed through the Chase travel portal, or they can be transferred to popular loyalty programs. However, you will need to be a responsible user and spend at least $4000 in the first three months to qualify for the welcome bonus.

The $300 travel credit is also a welcome feature. While most travel cards only offer a few points back on transit purchases, Sapphire Reserve automatically reimburses you for up to $300 each year.

It's ideal for someone who doesn't travel internationally

Chase Sapphire Reserve is a premium travel credit card that provides travelers with travel perks. This card offers a $300 travel credit, Global Entry and TSA PreCheck benefits, and much more. However, it comes with a hefty annual fee.

Aside from its rewards and travel perks, the card also offers a high degree of protection. For example, it has an Auto Rental Collision Damage Waiver (ACDW) that can help you out in the event of a collision or theft.

It also has travel accident insurance and lost luggage reimbursement. In addition, it offers other benefits, such as purchase protection and extended warranties. And as an added bonus, you can also get access to a travel portal that allows you to make travel reservations and redeem points.

On top of all that, it can save you money and time. For example, the credit can be used to cover your airfare, hotel expenses, and even in-flight food. You can also get access to airport lounges, which can help you avoid paying a premium for food and drink.

The only downside to the card is its annual fee. This is comparable to the fee for an annual membership. But the perks offered by the card are worth it, especially for those who travel frequently.

If you're considering applying for a new travel card, consider Chase Sapphire Reserve. Not only is it a great way to earn rewards and enjoy perks, but it can save you thousands of dollars in the process.

Compared to other premium travel cards, this is one of the best choices. The card offers a range of benefits and perks, such as Priority Pass Select, which allows you to access 1,300 airport lounges worldwide. Also, it comes with complimentary room upgrades at select Luxury Hotel & Resort Collection hotels.

In addition, the card has a global lifeline, if you should experience an emergency while traveling. Besides that, it offers the ability to use your points to redeem for statement credits. These credits can be used to pay for travel, dining, movies, and more.

It doesn't charge a foreign transaction fee for purchases made abroad

If you spend a lot of time travelling, a travel rewards credit card like Chase Sapphire Reserve may be the perfect fit for you. There are many benefits to this card, including a $300 annual travel credit. This credit can be used for airfare, hotels, tolls and more.

The Sapphire Reserve is a top-tier travel rewards credit card. Its features include a $300 annual travel credit and the ability to transfer points at full value to travel partners. Whether you're looking to fly to Europe or a tropical beach, the Reserve can help make it a reality.

You can also enjoy other perks. For example, you'll earn three times the points on dining and online grocery purchases. Plus, you'll get access to the Priority Pass Select airport lounge.

The Reserve also offers you the option to transfer points at full value to your travel partner, such as hotels, airlines, and rental car companies. You can also redeem your points for a variety of travel amenities, including free checked bags, Global Entry application fees, and baggage delay insurance.

However, you will need to be prepared for other fees. These fees can include conversion fees and ATM fees. You can find out more about these costs from your bank's website. A typical foreign transaction fee is usually 3% of the total purchase, although some cards charge even less.

Chase Sapphire cards are part of the Visa network, which lets users use them in more than 200 countries. However, you should always charge your credit card in the local currency. That way, you'll avoid high fees.

If you want to earn travel bonuses, consider using a credit card that doesn't charge foreign transaction fees. In fact, this is the best way to go.

Some of the more popular travel rewards credit cards are Citi, American Express, and Discover. While they all offer some travel perks, some of these cards charge fees that can be more than the average annual percentage rate (APR). So, you might want to choose a card that doesn't charge you for transactions in foreign currencies.

It's harder to maximize than the Chase Sapphire Preferred

If you're looking for a rewards credit card that provides valuable points for your travels, consider the Sapphire Reserve. The card comes with an annual fee, but the value of the Sapphire Reserve's points are worth the price. Ultimately, it's a great choice for people who aren't comfortable carrying a large balance, or if you prefer to travel with other travelers.

Unlike the Sapphire Preferred, the Chase Sapphire Reserve has better travel benefits. It offers a $300 travel credit each year, and it provides reimbursement for the Global Entry application fee. Additionally, you'll be able to access airport lounges through Priority Pass Select. You can also get reimbursed for any unused TSA PreCheck fees.

However, the annual fee is relatively high. And the Chase Sapphire Preferred has many of the same benefits as the Sapphire Reserve, but it's more flexible in terms of its reward rates. For example, you'll earn three points for every dollar spent on dining, and you'll receive 5 points for each dollar you spend on travel purchased through the Chase Ultimate Rewards program.

On top of these features, you'll also receive a welcome bonus. Once you've spent $4,000 on purchases during the first three months of your account, you'll receive 60,000 bonus points. This is enough to cover $900 in travel costs when redeemed through the Chase Ultimate Rewards program.

The Sapphire Preferred's reward rates are lower than those of the Sapphire Reserve, but it's still a great starter travel credit card for those with good or excellent credit. That said, you'll have to wait at least 24 months to apply for the Sapphire Reserve.

But if you can't wait to upgrade, you should know that the Chase Sapphire Preferred's annual fee is only $95. The Sapphire Preferred is a popular travel credit card because of its wide array of purchase protections, travel credits, and points.

To qualify for the Sapphire Preferred, you need to have an excellent credit score. It's also possible to transfer points from other cards. After you've used your welcome bonus, you'll receive a bonus of up to 25% more.

Does Chase Sapphire Reserve Give Hotel Status 2023?

does chase sapphire reserve give hotel status 2023

There is a lot of information about the Chase Sapphire Reserve card on the Internet. You can find a lot of different information about the card and the advantages and disadvantages of it. But what is really important is that you make sure you know all of the details before signing up. Here are some of the things that you should know about this card:

Capital One Venture X Rewards card

If you like to travel, you may want to consider the Capital One Venture X Rewards card. This credit card offers many useful benefits, including a free trip cancellation insurance policy and access to over 1,300 airport lounges. You can also earn 2 miles per dollar on eligible purchases. In addition to this, you can also earn 10 miles per dollar when booking Capital One Travel.

The Venture X card allows you to collect and transfer points from a number of partner programs, including British Airways Avios and Air Canada Aeroplan. However, you will need to transfer your points in 100-mile increments.

You can also use your Capital One Venture X Rewards card to save on car rentals. For instance, you can get special rates on Hertz and Turo rentals through May 16, 2023. Also, the card provides trip interruption insurance, which covers lost, damaged or stolen luggage.

The Venture X card also offers access to Priority Pass, an airline loyalty program that allows you to access over 1,300 lounges worldwide. You can also get authorized user status. Getting authorized user status will allow you to bring two guests onto the card without any extra fees.

Additionally, the Venture X card offers a $200 statement credit for purchases made through vacation rental companies. But you can only use this credit if you book through the Capital One travel portal.

American Express Platinum

The Platinum Card from American Express is one of the most popular travel cards available. It's known for its large list of benefits and high annual fee. For this reason, it's best suited to travelers and consumers with good credit.

One of the biggest benefits of this card is its complimentary membership in the Priority Pass lounge program. These lounges are located around the world. You can also benefit from a free Gogo in-flight internet pass.

The Platinum Card also offers access to over 1,400 American Express Global Lounges worldwide. This gives cardholders the opportunity to enjoy a variety of lounges, including those operated by partner airlines.

Another important feature of the Platinum card is the concierge service. The service can help you plan your trips, book reservations, and handle other requests. They'll even make restaurant bookings on your behalf.

In addition, the American Express Platinum Travel rewards program allows you to pay for travel with points. The program has no cap on the amount of points you can earn.

One of the most valuable perks of the Platinum Card is the Marriott Bonvoy Gold Elite status. This allows you to access room upgrades, premium Internet, and other on-property benefits. However, you must first sign up for the Hilton Honors program and spend 40 nights at Hilton properties.

Additionally, the Platinum card comes with complimentary car rental insurance, travel insurance, and trip interruption insurance. There are also a number of airline credits, lounge access, and other perks.

Chase Sapphire Preferred

If you are looking for a travel credit card that offers excellent benefits and rewards, consider the Chase Sapphire Preferred. It comes with an annual fee of $95, but it also has a wide range of travel and dining perks.

With the Sapphire Preferred, you can earn two points per dollar on all travel purchases. You can redeem your points for statement credits or you can transfer them to other travel partners. Depending on which method you choose, your points will be worth 25% more.

Chase Sapphire Preferred also offers an array of perks and protections, including trip cancellation and interruption insurance, lost luggage reimbursement, and auto rental CDW. In addition, you can receive free roadside assistance while traveling.

The Chase Sapphire Preferred's sign-up bonus is one of the most impressive offers in the credit card industry. If you spend $4,000 within three months of opening your account, you'll get 60,000 points.

The card also offers complimentary DashPass membership, which unlocks lower service fees on eligible orders. Additionally, it includes purchase protection, extended warranty protection, and travel insurance.

Another feature you'll love is the global lifeline. Should you ever need emergency help while traveling, you can call the number on the back of the card. Depending on where you are, you may even be able to receive up to $3,000 in reimbursement for accident-related expenses.

You can use your Chase Sapphire Preferred to purchase airfare, hotels, and cruises with your Ultimate Rewards points. They're available for booking through the Chase Travel Portal, but you'll get more value if you book through the airline or hotel directly.


Chase Sapphire Reserve is one of the most popular luxury travel rewards cards available. While its annual fee is high, the benefits it offers are great. For instance, it comes with a $300 travel credit and free access to airport lounges. In addition, it has solid travel protections.

This card also offers a free one-year membership to DashPass, a service that will deliver your purchases for free. With a DoorDash membership, you can order items from an array of online retailers, including restaurants, grocery stores, and more. You can also receive discounts on items that are eligible for door delivery.

Additionally, Sapphire Preferred cardholders have access to an elevated rate of rewards for dining. When used in conjunction with the Ultimate Rewards portal, these points can be redeemed for statement credits, United Airlines miles, and more.

Sapphire Preferred cards also offer a wide range of travel protections, such as lost luggage reimbursement, trip delay insurance, and purchase protection. These features make it a good choice for international travelers.

In addition to its perks, Sapphire Preferred offers ongoing rewards of 1 to 5 points per $1. Unlike most premium travel credit cards, Sapphire Preferred does not charge a foreign transaction fee. It is also eligible for Chase's military fee waiver.

Another benefit of the Sapphire Preferred is a global lifeline in case of emergency. If you are stranded while traveling, you can use the Sapphire Preferred's Global Lifeline feature to get help.

Travel accident coverage for Platinum cardholders

One of the benefits of being a Chase Sapphire Reserve Platinum cardholder is that you get travel accident coverage. Travel accident insurance covers a wide range of medical expenses if you suffer an injury or death during a trip. It is also a good way to pay for the cost of repatriation to your home country.

While you can certainly purchase travel insurance on your own, credit card companies often provide complimentary coverage, and in some cases, it is better than what you might be able to find elsewhere. This is particularly true if you are looking for coverage for evacuation.

In addition to its own benefits, Sapphire Reserve cardholders also receive reimbursement for travel expenses incurred as a result of a car rental. This coverage includes reimbursement for costs associated with the rental agency's CDW (Collision Damage Waiver), and the costs associated with theft.

Additionally, the Sapphire Reserve card offers trip cancellation insurance, as well as access to AirSpace lounges. The trip cancellation insurance is also available if your trip is booked with Chase Ultimate Rewards points.

Another perk for Sapphire Reserve cardholders is a $200 airline fee credit. As long as the trip is booked within 60 days of your original purchase, you will receive this reimbursement.

When traveling, you should also take advantage of the American Express Travel Protection Plan. Besides providing reimbursement for travel expenses, this coverage is designed to cover you and your spouse or dependent children if you become ill or injured while traveling. Other benefits include free referrals, local currency information, and medical alerts.

Annual fee

If you're a frequent traveler, the Chase Sapphire Reserve is probably the card for you. You'll get access to Priority Pass lounges and restaurants, as well as a $300 travel credit that can be applied to airfare, hotel expenses, and more. It might seem like a high annual fee, but there are other benefits to the card that can offset the cost.

In early 2021, the Chase Sapphire Reserve received a revamp. The card's base rate will increase by $100, and cardholders will receive new benefits. Some of the most notable include a free year of access to the DoorDash DashPass, a credit for Global Entry membership, and a 50% redemption bonus.

Aside from the new perks, you can still expect to earn a lucrative sign-up bonus. You'll be awarded 60,000 Chase Ultimate Rewards points for spending $3,000 within the first three months of opening your account. That's enough to redeem for a $600 airline ticket, and can be transferred to Chase's travel transfer partners.

In addition to the bonus point system, the Sapphire Reserve also offers a few perks that other travelers don't. Specifically, cardholders can get Elite status with Avis and Silvercar, plus an auto rental damage waiver.

You'll also enjoy access to the Sapphire Reserve's exclusive airport lounges. These are the same lounges that are featured on the Sapphire Preferred, but are branded by The Club. This benefit is a great way to get more value out of your card.

Is Chase Sapphire Reserve Still Worth It in 2023?

is chase sapphire reserve still worth it 2023

The Chase Sapphire Reserve is one of the most popular frequent flyer cards in the market today. It offers some great perks, such as free travel, a good earning rate, and access to global entry and dashpass programs. However, is the card still worth it in 2023?

A number of travel rewards credit cards come with annual fees. However, one of the best is Chase Sapphire Reserve, which is designed for travelers who carry balances and want the best travel perks. This card offers several premium benefits such as airport lounge access, travel insurance, trip protections, and more.

Chase Sapphire Reserve has several excellent features, including an easy-to-use travel credit and airport lounge access. The card also has a number of redemption options, including a "Pay Yourself Back" feature that allows you to redeem points on non-travel purchases.

The Sapphire Preferred, on the other hand, offers everyday rewards on purchases, such as cash back and bonus categories for dining. It also offers ongoing rewards of 1 - 5 points per dollar spent.

While the annual fee is high, it's not impossible to get a substantial amount of value out of the card. For instance, you can earn 60,000 Ultimate Reward points after spending $4,000 in the first three months. Those points can be redeemed for up to $900 towards travel.

If you're a frequent traveler, this credit card will save you time and money on your next trip. Plus, you'll have access to airport lounges worldwide, which can help you save money on meals and bars at the airport.

The Sapphire Preferred card also offers one of the best purchase protections in the business. Purchase protection means that you will get reimbursed for damage or theft. In addition, Sapphire Preferred offers a referral bonus, which can offset the cost of the annual fee.

Travel perks

If you are looking for a premium travel card, the Chase Sapphire Reserve is a good choice. The card offers premium perks, such as airport lounge access, trip insurance, and a $300 annual travel credit. However, it comes with a hefty price tag.

It is best suited for people who travel frequently. In addition to the $300 annual travel credit, the Sapphire Reserve also has an outsized sign-up bonus. After spending $4,000 on purchases within the first three months of opening your account, you will earn 60,000 points. These points can be redeemed for gifts and statement credits.

For those who prefer to redeem their rewards in a different way, the Sapphire Preferred offers 1 point per dollar on all non-bonus purchases. You can also transfer your points to 14 airline partners, including Southwest Airlines, Hyatt Hotels, and United Airlines.

You can also earn bonus points on dining and travel. However, there aren't many other benefits. Besides the bonus sign-up bonus, you'll pay an annual fee of $550.

Compared to the Sapphire Preferred, the Sapphire Reserve has more flexible travel points, a larger redemption bonus, and better travel and purchase protections. This card is more expensive, but can save you thousands of dollars on future trips.

While the Sapphire Reserve is a great travel card, you may want to consider a lower-fee card if you aren't a frequent flier. There are many other travel cards available, which offer a wider range of perks, including hotel and airline discounts.

Earning rate

Chase Sapphire Reserve is one of the best travel credit cards on the market. While it does carry a high annual fee, there are many benefits to the card that make it worth the price. This card is perfect for people who travel frequently.

The initial bonus on this card is incredible. You can earn up to 80,000 points after spending $4,000 on purchases in the first three months. These points are worth about half a cent each when redeemed for travel.

In addition to the travel benefits, Chase Sapphire Reserve also offers a lot of other great perks. These include free airport lounge access, trip protection, and fee reimbursement for Global Entry.

If you're considering applying for this card, you should know that it will be more expensive after 2020. Starting January 12, 2020, the card's annual fee will increase to $550. However, existing cardholders can renew at the current rate until April 1, 2020.

The Chase Sapphire Reserve is an ideal choice for people who travel often. But not everyone can afford this card. Those who can't pay the fees can consider a more affordable travel rewards credit card. Alternatively, if you are planning on traveling a lot, you may want to look into the American Express Platinum card. It offers a wide variety of annual credits, and it has exclusive access to over 1,300 airport lounges worldwide.

Priority Pass Select enrollment

If you're a frequent traveler, you may want to consider the Chase Sapphire Reserve. This card offers premium travel benefits, including airport lounge access and a travel credit.

The Priority Pass Select program provides cardholders with access to over 1,200 VIP airport lounges worldwide. As an added benefit, you can also redeem points for travel.

The Platinum Card also offers access to these luxury lounges. You'll be treated to an exclusive menu, craft cocktails, and other high-end amenities before your flight.

For example, the Sapphire Reserve features a $300 annual travel credit, along with a "Pay Yourself Back" feature that allows you to use points to pay off purchases made outside of travel. Moreover, you can transfer your points to 14 airline and hotel partners.

Fortunately, the card also comes with a $95 annual fee. That's a small price to pay for premium travel benefits. Plus, it's also one of the best credit cards available for frequent travelers.

Among its other perks, the card has a no foreign transaction fee, trip cancellation insurance, and a credit for TSA PreCheck membership. It also offers a substantial new account points bonus. In addition, you'll receive a free Lyft Pink membership, worth $199 a year.

Before applying for the Chase Sapphire Reserve, make sure to read the terms and conditions. Also, keep in mind that you'll be required to use the perks on your card.

Global Entry credit

Chase Sapphire Reserve is one of the best travel rewards credit cards on the market. In addition to offering a $300 annual travel credit, the card offers additional benefits such as travel insurance and airport lounge access.

For travelers with frequent international trips, the Global Entry credit on Chase Sapphire Reserve can help offset some of the cost. Applicants can earn a $100 statement credit every four years for enrolling in the Global Entry program. The credit can be used for the application fee, reducing the card's annual fee to $250 per year.

Another advantage of the Sapphire Reserve is the complimentary membership to Priority Pass Select. This membership comes with access to 1,300 airport lounges around the world. It also includes free car rental upgrades and dining credit at Priority Pass restaurants.

Using the Sapphire Reserve to book your flights is a simple way to boost your points. You can also transfer points at full value to travel partners. There are no restrictions or blackout dates.

Additionally, the Sapphire Reserve allows you to redeem your points for airfare, hotels, and other travel purchases. With this option, you can take advantage of a 50% redemption bonus.

Moreover, you can earn a TSA PreCheck application fee credit. A TSA PreCheck membership is good for five years. As a result, many people will take advantage of this credit.

The Sapphire Reserve also offers trip cancellation and interruption insurance. It is part of the Chase Ultimate Rewards program. This program doesn't have any blackout dates, and its rewards are worth 1.5 to 2 cents each.

DashPass enrollment

If you're thinking about getting a Chase Sapphire Reserve credit card, you'll want to know how you can take advantage of the new DashPass enrollment opportunity. This is a great opportunity to save money and enjoy an improved travel experience.

When you apply for the Sapphire Reserve, you'll get a one-year DashPass subscription. In addition, you'll receive a credit for TSA PreCheck membership. Plus, you'll also have access to a variety of dining benefits.

As a DashPass member, you'll have access to free delivery. You'll also enjoy reduced service fees at some restaurants.

The best part is that your DashPass subscription is entirely free. All you need is a card from Chase to use the benefit. After you have been enrolled for the first year, you'll automatically renew for a second year at no charge.

When you apply for a Sapphire Reserve card, you'll get a bonus of three points for every dollar spent on travel and dining. Those points can be redeemed for statement credits or can be used for other purchases.

You can also use your Sapphire Reserve to earn 10 points per dollar on Lyft rides through March 2022. That's triple the normal 3 points per dollar on rideshares.

One of the best things about the new DashPass enrollment opportunity is that you can enroll your Chase co-branded credit cards. For instance, the Chase Freedom Flex, Chase Slate, and Chase Freedom Unlimited offer three months of complimentary DashPass membership. They also include a $5 monthly DoorDash credit.

Which Rewards Credit Card is Best For You?

is chase sapphire reserve or preferred better 2023

There are a few different options when it comes to choosing a rewards credit card, including Chase Sapphire Preferred, Chase Sapphire Reserve, Capital One Venture Rewards, and American Express Platinum. However, the decision should be based on your specific financial circumstances, as the rewards you can earn from each vary widely.

Capital One Venture Rewards Credit Card

Capital One Venture Rewards Credit Card offers travelers the ability to redeem their miles for travel. You can use your Venture miles for flights, hotels, or other purchases. There are no blackout dates and the card offers simple redemption options.

If you are looking for a travel credit card, Capital One Venture may be the best choice for you. While it isn't as flexible as some other cards, you can still take advantage of a host of benefits.

For instance, the Venture Card offers two free visits per year to the Capital One lounge network. It also has a purchase error feature that allows you to use your miles to offset purchases, making it easier to redeem your travel credit.

Other benefits include secondary auto rental insurance, travel accident insurance, and trip cancellation coverage. The card's Global Entry fee waiver will help you save up to $100 each year.

On top of its benefits, the card comes with a competitive signup bonus. Earn up to 75,000 Capital One Venture miles after spending $4,000 on purchases in the first three months. This is a welcome bonus worth considering.

Another benefit is the fact that you can transfer your points to more than 10 different loyalty programs. However, you will need to know how to transfer your points to get the most value.

Finally, the Venture Card provides a credit for TSA PreCheck membership application fees. Depending on how many times you travel, you can save up to $100 each year.

Although the Chase Sapphire Preferred and Capital One Venture card both offer similar benefits, the latter has a lower annual fee and a few extras. Those who are more comfortable traveling with their points should consider the Preferred.

In addition, the Venture Card's miles can be transferred to the Capital One Travel portal, which has over 200 global hotel and car rental partners. That means you can find the best deal on thousands of trips when you book through the card. Lastly, the card is accepted in more than 200 countries.

Whether you are interested in the Sapphire Reserve or the Venture, you should check out both of these cards to see which will fit your travel needs the best.

If you're looking for a premium travel credit card, you may want to consider the Chase Sapphire Preferred or Reserve. These cards come with an annual fee and are designed to provide a high level of benefits. However, you'll need to spend at least $4,000 in the first three months of account opening to qualify for a sign-up bonus.

Both cards are similar in their benefits, but the Sapphire Reserve is more premium. It offers a larger sign-up bonus, better travel benefits, and other extras. You can also get Priority Pass Select membership for access to 1,300 airport lounges worldwide.

The Sapphire Preferred has a lower annual fee, though. In fact, you can earn a sign-up bonus of 60,000 points if you spend $4000 in the first three months. That's a nice boost to your earnings. But you'll only be able to redeem those points for travel, and you have to wait 24 months after you sign up to enjoy them.

Another plus for the Sapphire Preferred is that it has a higher earning rate on dining purchases. Specifically, you'll earn 3 points per dollar on restaurant and grocery purchases. This is a huge bonus when compared to the 2% you'll get from the Citi Double Cash.

While the Sapphire Preferred offers some great travel perks, the Sapphire Reserve takes it to the next level with luxury benefits. For example, cardmembers can book reservations at some of the country's top restaurants, including Canlis in Seattle and Redbird in Los Angeles. Additionally, they'll be able to gain access to exclusive benefits through the Luxury Hotel & Resort Collection.

Other perks include free car rentals with Avis and Silvercar. Plus, you'll be able to make four free service calls. Aside from these, there are a few other perks to the Reserve.

One of the biggest advantages of the Sapphire Reserve is its ability to help you get through airport security without fumbling with your passport. You can skip the line for a free TSA Precheck application. As an added benefit, you'll be reimbursed for the TSA Precheck application fee, which is $85.

When you're traveling, you'll be able to use the Chase Sapphire Lounge. In addition, you'll receive a "Pay Yourself Back" feature, which allows you to redeem your points for non-travel purchases. Lastly, you can even book reservations at a Reserved by Sapphire restaurant.

Amex Platinum airline incidental fee credit

If you're interested in a card that offers airline incidental fee credit, you may want to consider the Amex Platinum Card. This credit is good for a variety of airline-related fees, including inflight amenity fees, airport lounge access, and even one or two checked bags. However, this benefit is use-or-lose.

The $200 airline fee credit is just one of many benefits you'll get with the Amex Platinum card. Other travel perks include secondary car rental insurance, trip interruption coverage, and trip cancellation insurance. Also, you can take advantage of airline lounge access and elite status at participating hotels.

In addition, you can use the Chase Sapphire Reserve to earn up to $200 in travel credits each year. You'll also enjoy a sign-up bonus that gives you up to 80,000 Membership Rewards points. These points can be redeemed for up to $800 in award flights. Plus, you can book your travel through co-branded travel portals.

Another great feature of the Chase Sapphire Reserve is a primary rental car collision damage waiver. You'll also be able to use the card's predictive analytics powered by Hopper to find the best deals on airfare.

Finally, you'll be able to enjoy a hotel credit worth $200, which can be used to book a room at a participating Hotel Collection property. To qualify for the credit, you'll need to make at least two consecutive nights at a hotel that participates in the program.

You'll also receive a welcome bonus of 80,000 Membership Rewards points after spending $6,000 on eligible purchases in the first six months of your account. The points you earn can be transferred to a number of Amex partner hotels.

Among the other features you can expect from the Amex Platinum Card are airport lounge access, hotel elite status, and airport lounge day passes. You'll also be able to take advantage of refundable travel credits, trip interruption coverage, and medical evacuation & travel accident coverage.

As a bonus, you'll be able to use the Amex Platinum to receive a free CLEAR(r) application fee credit every four years. Lastly, you'll be able to choose your preferred airline, but you'll have to do so by the end of January each year.

If you're looking for a credit card that pays you back on travel, the Chase Sapphire Reserve or the Chase Sapphire Preferred may be the right choice for you. These cards offer a wide range of benefits, from airport lounge access to basic car rental coverage. But, these cards also come with a high annual fee.

Luckily, there's a way to make these costs a little easier to bear. The Sapphire Reserve comes with a $300 travel credit that can be applied toward flights, hotels, and even tolls. This means that you could use the card for $6000 worth of travel expenses over the next ten years.

In addition to the $300 travel credit, the Sapphire Reserve provides a wide range of other travel benefits. For instance, you'll get complimentary upgrades at Avis when you rent a car, and you'll get free access to airport lounges. You'll also be able to skip security lines at major airports.

With this card, you'll also be able to save a lot of money on travel insurance. You'll be covered for rental car collision damage waiver (CDW) on most vehicles, and you'll get a free credit for your Global Entry application fee. As if that weren't enough, you'll also be able to claim up to $10,000 in travel accident insurance.

Another benefit of the Sapphire Reserve is the ability to transfer points at full value to many of the airline and hotel partners that are part of the Ultimate Rewards system. While these points have a standard 1:1 value, they can also be redeemed for travel at a rate of 1.25 cents per point. That's a big deal for travelers.

Another benefit of the Chase Sapphire Reserve is that you'll have access to hundreds of airport lounges around the world. If you're traveling internationally, you'll also be able to enjoy the airport's free Priority Pass Select program.

Even though the Sapphire Reserve offers a lot of travel benefits, its annual fee can be quite high. For many people, the annual statement credit is enough to offset a good portion of this fee. And if you're a military veteran, you can get a waiver on this fee.

When to Cancel the Chase Sapphire Reserve

when to cancel chase sapphire reserve 2023

When to cancel the Chase Sapphire Reserve is something that a lot of people aren't sure about, but there are some key factors to consider before making the decision. For example, how much will you use it? And will it benefit you financially?

Ink Business Preferred

If you're looking for a business card that's got a lot of value, look no further than the Ink Business Preferred. With a low annual fee and a range of benefits, it might be the best small business credit card for you.

The Ink Business Preferred isn't just for multi-million dollar LLCs; it's also for those who are trying to build up their businesses. The annual fee is modest, but there are other benefits like emergency assistance and purchase protection. It's also a good alternative for frequent business travelers. Unlike other cards, you can transfer your points to airline partners, hotel partners, and other useful destinations.

For starters, you'll receive a welcome bonus of 100,000 point rewards. That's the same number of points you'd get by opening a new business checking account.

You might be surprised to know that you can also earn 3x points on your travel and shipping, and even on your cell phone. Plus, you'll also receive trip cancellation insurance. This is a big deal, especially for anyone who travels regularly.

You'll also receive an impressive bonus for the first three months. During that time, you'll be able to earn 1.5X for your total spend, which is more than enough for most small business owners. But if you're not a big spender, the Ink Business Preferred might not be the right card for you.

However, if you're ready to step up your game, you can also apply for the Ink Business Cash Credit Card. This no-fee card earns a generous 5 percent back on up to $25,000 in combined purchases. And, it's a good fit for office supply stores, gas stations, and other common business expenses.

Freedom Unlimited

The Chase Freedom Unlimited is a solid credit card with no annual fee and no strings attached. This card offers cash back and other incentives. It also has an innovative sign-up bonus.

As you may have already guessed, the best way to maximize your rewards is to book award flights directly through your airline. In fact, this is almost always the most useful way to redeem Chase Ultimate Rewards points.

There are a couple of other great features of the Chase Freedom Unlimited. One is the fact that you can transfer points to a wide range of top-tier cards.

Another great feature of the card is its 15-month 0% intro APR. You can use this period to make big purchases and avoid paying interest.

The card is a good fit for spenders with a wide range of expenses. However, it does not replace homeowners insurance or offer rental car coverage.

While the Chase Sapphire Reserve has higher redeeming rates, it lacks the most impressive features of the Freedom Unlimited. To top it off, the Sapphire Reserve can't be used by more than one person at a time.

With the Freedom Unlimited, you can earn up to $300 in cash back. But you'll need to track your spending to take advantage of this.

For more cash back, you should consider the Chase Sapphire Preferred. This card comes with the best rewards of the lot, especially in the travel category. Although you can only transfer a limited number of points, you can use them for first class seats, business class, and other upscale travel options.

Similarly, the Chase Sapphire Reserve has a few more travel benefits. Among them are a $300 annual travel credit and Priority Pass membership.

Lyft Pink

As part of the partnership, Chase Sapphire Reserve will offer two years of complimentary Lyft Pink All Access membership to cardholders. In addition to free ride cancellations up to three times a month, Reserve cardmembers can also enjoy exclusive pricing on rideshare and car rentals.

Before you can take advantage of this offer, you must first enroll in the Lyft Pink tab within the Lyft app. Once you agree to the terms and conditions, you will be prompted to enter your Chase Sapphire Reserve card as the default payment method.

After signing up, you will be able to activate your Lyft Pink All Access membership. Once you have done so, your card will automatically renew each year and you will receive the following benefits:

Each year, you will receive a one-year Grubhub+ trial. You will also be able to use Lyft Pink's in-app roadside assistance and other perks. Besides the benefits mentioned above, you will also receive discounts on car rentals, faster pickups and upgrades.

Depending on which plan you choose, you can save up to 50% on the annual cost of the Lyft Pink All Access. Additionally, you can save money on trips during surge pricing.

Chase cardmembers will receive 10x points on every dollar spent on the Lyft app, including Lyft rides, through March 2025. They can also get an extra 10% off Lux rides.

For additional perks, Reserve cardholders will also earn $120 in statement credits on DoorDash purchases. Plus, they will receive half off the second year of their paid subscription, and 50% off the third year.

By activating your Lyft Pink All Access benefit by December 31, 2024, you will receive a free year of service. If you don't activate your benefit before that date, you will receive a notification before your next renewal.

Peloton memberships

Peloton is the leading interactive fitness platform in the world. It combines the best equipment with proprietary networked software and world-class streaming digital fitness content. The company has a community of more than three million Members.

Chase Sapphire Reserve and Peloton have teamed up to offer up to $120 in statement credits. This credit can be applied to Peloton All-Access memberships and Peloton Digital memberships.

New members can sign up for a 30-day free trial. When they pay with their card, they receive a statement credit that is posted to their credit card account. These credits will be added to the monthly billing statement within one to two billing cycles.

Existing Peloton members can also receive a statement credit. If their payment method is on file, they will continue to be billed at the regular monthly membership rate. However, they can cancel their membership before the end of the relevant term.

In addition to the statement credits, Peloton and Chase are collaborating on other benefits. Cardholders can transfer points from other cards to Peloton memberships, redeem them for cashback, or use them as gift cards.

Until June 30, 2022, new and existing Peloton members can sign up to participate in the partnership. To qualify, they must have begun an All-Access membership or a Peloton Digital membership by February or March of the following year.

New and existing Sapphire Preferred and Reserve cardholders will be able to earn five times the standard bonus points. They can earn up to 60,000 points after spending $4,000 on purchases in the first three months.

In October 2020, cardholders will start receiving statement credits on their purchases. They can then apply them to their Peloton memberships, Peloton equipment, and more.

Annual $300 travel credit

If you're looking for the best travel credit, Chase Sapphire Reserve 2023 is an excellent option. In fact, the card's $300 annual travel credit is as good as cash for many people.

The card comes with several useful perks, including a free Priority Pass membership and airport lounge access. You can also earn 10x points for spending on airfare and hotels.

The card also includes a year of Lyft pink. And, it's easy to use. There are no foreign transaction fees. It also includes primary auto collision and rental coverage. Among other features, it allows for up to four free service calls and no roadside assistance charges.

Lastly, the Sapphire Reserve's $300 annual travel credit is not a gimmick. This credit is actually used to offset a portion of the card's annual fee, making the Sapphire Reserve's price tag more affordable.

While it may be tempting to apply for the Sapphire Reserve, you might be better off considering the Citibank Travel Rewards MasterCard, which offers a similar travel credit for a much lower cost. Additionally, the Sapphire Reserve's annual travel credit is not applicable to all purchases.

When choosing a travel rewards credit, you might also consider the Capital One Venture X, which comes with a generous suite of consumer insurance benefits. For a little over $1,300, you'll receive 80,000 points, a year's worth of travel insurance, and a complimentary year of Priority Pass lounge membership.

Lastly, the Chase Sapphire Reserve's $30 credit to Uber rides is not a bad deal. But, it is not as big of a credit as you might think. As a matter of fact, it's actually only $15 per month.

However, the Sapphire Reserve's biggest benefit is its $300 annual travel credit. That's the most important thing to know about the card.

How Many Guests Can I Bring to Priority Pass Lounge For Free?

how many guests priority pass chase sapphire reserve 2023

If you are looking into the Chase Sapphire Reserve card, you will want to know how many guests you can bring along as part of your stay. This way, you can take advantage of the lounge and the car rental insurance benefits.

Can you bring a guest?

If you have a Sapphire Reserve card, you can bring one guest to a Priority Pass lounge for free. However, the card must be registered in your online account.

You will also need to pay a fee of $32 for each additional guest. Children under 2 years old may enter the lounge for free.

A Priority Pass membership gives you access to over 1,300 airport lounges in over 500 cities around the world. In addition, they offer internet access, refreshments, television, and telephones. Many of them also include spa services, printers, and comfortable seating areas.

The Chase Sapphire Reserve card also offers Priority Pass Select, a premium travel perks package. This is equivalent to Priority Pass Prestige.

A Priority Pass Select membership costs $429 annually. As an additional benefit, cardholders can bring up to two guests to participating airport lounges for free. It's easy to register for a Priority Pass Select membership.

Priority Pass lounges have seating and facilities that are typically quieter than a terminal. There are also televisions, free refreshments, and showers. An online Priority Pass app provides access to the lounge's location.

The Chase Sapphire Lounge is located in Terminal 1, West Hall. It's close to the United Club and Emirates Lounge. It's a great option for travelers who want to relax in a lounge before or after a flight.

In June of 2021, Chase announced plans to launch a new airport lounge network. This new lounge network will be called the Chase Sapphire Lounge by The Club. The company has teamed up with Airport Dimensions, a subsidiary of Collinson.

Eventually, the Sapphire lounges will be located in major US airports. These include Dallas-Ft. Worth, Boston Logan International, San Diego International, and Hong Kong International.

Can you bring a laptop?

The Chase Sapphire Reserve is one of the best credit cards to have ever graced the planet. Not only does it come with all the usual suspects (i.e., car rental, hotel, airline, and taxi) it also comes with some pretty snazzy perks. It is also a great way to build your credit and prove you can handle your money. You are also rewarded for it with an extended warranty on eligible manufacturer warranties. And the card is pretty easy to use.

Aside from the usual suspects, there are a few noteworthy benefits that make the Chase Sapphire Reserve stand out from the crowd. Most notably, the Chase Travel Rewards program offers you the chance to earn free travel. This program offers you a number of different tiers including Elite, Premier, and Business Platinum. And while the rewards are largely limited to airlines, it does allow you to take advantage of a myriad of other benefits. For example, you can use your Rewards card to make purchases with your favorite online travel agency like Orbitz and Expedia, as well as with several travel partners like Southwest Airlines, Marriott, and American Airlines. Also, you can get a free night of stay at a Marriott hotel when you spend at least 500 points on your card in a calendar year.

While you are at it, you might as well snag the Sapphire Reserve's $300 annual travel credit. This should help you get around to those pesky destinations.

Can you eat in the lounge?

Airport lounges are a convenient way to get ready for your flight. You can get access to free drinks and food, as well as a quiet place to rest your head before the flight begins. However, it pays to know what you are getting into before you go.

The airport lounge may not be for everyone. Depending on the airline, it may be difficult to obtain access, and some airlines may require that you be a frequent flier. A credit card may also be required.

Some airport lounges are only available for passengers with the same day departure. Others allow you to purchase a single-use pass. Having a credit card will make obtaining the most coveted of all rewards, lounge access, a cinch.

The quickest route to accessing an airport lounge is to purchase a ticket. Many airlines offer their own credit cards, and it's a good idea to pick one that is affiliated with your home airport. Also, some of the better lounges are available on a first-come, first-serve basis.

Another tidbit is that some airport lounges offer a la carte dining. This means that if you aren't interested in the buffet, you can order a light appetizer or cool beverage. Of course, you won't get anything close to the scale of a pre-covid menu, but the options are more varied and interesting.

It's not uncommon for a lounge to provide a shower and spa services, and it's a nice perk. There are even a few that offer QR codes, so you can order online without waiting in line.

Ultimately, an airport lounge is a big investment, and you should make sure you understand the perks and restrictions of any prospective lounge before you invest in a membership.

Can you work in the lounge?

The airport lounge is a great place to catch up on your favorite book or snooze in relative peace and quiet. Some airlines such as United even have their own lounges, so you can get a bit of R and R before your next flight. While not all airport lounges are created equal, some are better than others. If you are on a budget, try to keep an eye out for those that accept non-members.

You can also find a few upscale ones, such as the aforementioned United lounges. For about $80 a pop, you can get access to free wifi, a bar, and a slew of other goodies. On the downside, you may not be able to check your luggage on certain flights. So you will need to decide if this is a worthwhile investment. To make your decision, ask the airline agent to help you out.

It's also a good idea to check the airline's website for any updates, as many of these announcements are rolled out at the last minute. Also, be sure to snag a few of the best seats, as seating is limited at airports with a high volume of fliers. Lastly, be sure to pack for a long flight, or at least plan for a few days of rest. Otherwise, you will be feeling it come flight time. Those with small children might also benefit from a trip to the pediatrician.

Is there a car rental insurance benefit with the Chase Sapphire Reserve?

The Chase Sapphire Reserve is a credit card that offers many travel benefits. These include rental car insurance. Depending on the type of rental car, this can be a valuable benefit. However, it's important to know what kind of coverage you're getting before purchasing a car.

The Sapphire benefit is intended to replace a car rental agency's collision damage waiver. This insurance will not cover your own vehicle, personal items, or medical expenses.

As an added bonus, Chase Sapphire Preferred card users can also receive a complimentary 12-month subscription to DoorDash. In addition, the card's coverage includes up to $75,000 in coverage for collision and theft.

You can take advantage of this benefit by charging your car rental to the Chase card. Having this insurance will save you money on your trip. If the car is damaged, you can file a claim with the car rental company and the Chase.

When you rent a car, you will need to provide your card number to the rental company. If you need help, you can call the customer service number.

When renting a car, you should also take photos of the car and its rental contract. This will allow you to verify the current state of the car and any future damage. Also, you should take a video of the car before you leave the lot.

Chase provides a variety of perks and discounts, including elite status with Avis and National Car Rental. Additionally, you will receive access to the Chase Sapphire Lounge when you travel.

The Chase Sapphire Reserve is a top-of-the-line travel rewards credit card that gives you more options than most other credit cards. It's a great option for travelers who want peace of mind when renting a car.

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