Real Housewives of Beverly Hills' Erika Jayne Files Lawsuit Against Tom Girardi

Real Housewives of Beverly Hills' Erika Jayne Files Lawsuit Against Tom Girardi

The Real Housewives of Beverly Hills star Erika Jayne has been battling a number of legal battles since filing for divorce from her husband Tom Girardi last year. Her latest lawsuit, filed by a law firm representing the families of Lion Air flight JT 610 crash victims, claims that Erika is a "frontwoman" for Girardi's embezzlement scheme and that she has pocketed millions that should have gone to accident victims.

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The Real Housewives of Beverly Hills star Erika Jayne is constantly dealing with legal issues, including a divorce from her husband Tom Girardi and ongoing allegations that he embezzled $2 million in settlement funds from plane crash victims. The pair was also named in a fraud lawsuit after she filed for divorce in November 2020.

The case was brought by law firm Edelson PC on behalf of the families of those who died when Lion Air flight 610 crashed into the ocean in October 2018. As previously reported, the plaintiffs allege that Jayne, Girardi and their law firm, Girardi Keese, siphoned off settlement payments intended for accident victims to fund their lavish made-for-TV lifestyles.

A Los Angeles County judge ruled against Jayne on Monday, finding there was no evidence she was aware of her husband’s wrongdoing or aiding and abetting his crimes. Instead, the judge found that Erika was simply trying to protect her own personal assets in a sham divorce and thereby avoid paying her debts and taxes on her own company EJ Global LLC.

In the meantime, a new case has emerged that could put a stop to a certain part of Erika Jayne’s life: a lawsuit against her and her company for alleged racketeering. The suit, which has been filed by Chicago-based law firm Edelson PC, names Jayne and her company alongside Tom’s law firm, Girardi Keese, as well as their lenders, Bloomberg Law reports.

One of the key allegations against Erika and her company, EJ Global, is that they lied on a financial statement in an attempt to conceal their income and assets. The plaintiffs claim that the statement was a "false representation" and were seeking restitution, damages, attorneys’ fees, and punitive damages of $55 million.

Another accusation against EJ Global is that it misrepresents the value of a $1.4 million pair of earrings that were given to Erika as a gift from her husband, Tom. While this fact may seem suspicious, it is based on hearsay and not evidence that the jewelry was ill-gotten.

However, according to a BuzzFeed News report, Jayne is now fighting another suit. This one is a $50 million racketeering case, which the plaintiffs allege was brought by Edelson PC. The plaintiffs say that Tom Girardi transferred $20 million in loans from his defunct law firm to Jayne’s company, EJ Global.

Cases

For more than a year and a half, Erika Jayne has been at the center of several legal matters. She was allegedly involved in the embezzlement and racketeering activities of her ex-husband, Tom Girardi. This led to a number of civil lawsuits filed against the Real Housewives of Beverly Hills star, accusing her of funneling money from Girardi's law firm, Girardi & Keese, to EJ Global LLC, a company she founded.

As a result, she was liable for up to $25 million in funds that were siphoned by Girardi to pay for her lavish lifestyle. Despite her efforts to fight the accusations, she was not able to do so successfully.

She recently lost one of those cases in a California court. Judge Fruin ruled that there was no evidence that Erika knew about the illegal financial activities of her husband and his law firm. However, there are still accusations and suspicions that could remain in the future.

A lawsuit filed against her by the bankruptcy trustee overseeing Tom Girardi's defunct law firm claims that the "Pretty Mess" singer was aware of her husband's alleged fraud and ripped off her clients' funds to pay for her personal expenses. It's unclear why the trustee alleged that Erika was aware of the unauthorized transfers, but it does come as a surprise since she previously defended her actions by saying she had no knowledge about any of her husband's schemes.

The suit was filed by Elissa Miller, the bankruptcy trustee who claims that her husband's former law firm, Girardi Keese, owes more than 100 people and businesses millions of dollars in fraudulent transfers. In particular, the bankruptcy trustee says that Girardi transferred $50.2 million to American Express subsidiaries in December 2013, one month before the firm was sued for stealing client funds.

Ronald Richards, the attorney representing the plaintiffs in this case, told the New York Times that Fruin "wrongly focused" on corrupt activity that wasn't central to their case and disputed his ruling. He emphasized that EJ Global -- the business that allegedly received $25 million from Girardi's firm -- “is still a defendant and will stand trial,” as well as Girardi’s former associate David Lira.

Fees

As the star of "Real Housewives of Beverly Hills," Erika Jayne has been accused of pocketing millions in settlement funds from her ex-husband, celebrity attorney Tom Girardi. Now, a new lawsuit against the star is alleging that she has been part of a large-scale racketeering enterprise and should be liable for punitive damages.

According to Page Six, the lawsuit was filed in July and accuses Jayne of stealing money from her ex-husband and his law firm. The allegations involve funds from the settlements made to families of victims in the Lion Air Flight 610 crash.

In the lawsuit, Jay Edelson PC alleges that Jayne has embezzled a sum of $2 million from the fund and should be liable for punitive and other damages. In addition to restitution and damages, Edelson PC has requested that the judge award her legal fees.

Though Jayne has denied her knowledge of the allegations, her attorneys claim that she was involved in the toxic chemical cases that were settled for $31 million. She claims that she and her ex-husband, Tom Girardi, agreed to split attorneys' fees on those cases.

The judge ruled in favor of Jayne on Monday, stating that she had no “actual knowledge” of any alleged breach of a duty by Girardi and his firm to not put their interests ahead of those of the plaintiffs. He also cited a declaration from the plaintiffs, which admitted that Jayne had never participated in agreements between Girardi and his firm.

Jayne's attorneys argue that the plaintiffs' allegations about her involvement are based on inferences. The lawyers said that the plaintiffs had failed to prove that she had actual knowledge of any alleged wrongdoing by Girardi and his law firm, which is why they have sought to dismiss her from the case.

The lawsuit against Jayne and her company, EJ Global LLC, was filed in July and accuses her of stealing money from her ex-husband, celebrity attorney Thomas Girardi. It also charges her with aiding and abetting Girardi in the alleged embezzlement of the money.

Contact

The Real Housewives of Beverly Hills star Erika Jayne has been struggling with her legal issues since she and her husband Tom Girardi were named in a fraud lawsuit. She has spoken out about her situation on RHOBH, but her legal battles are also taking a toll on her personal life.

Earlier this year, a judge ruled that she was not responsible for her ex-husband's alleged misdeeds. According to a report, Los Angeles County Judge Richard Fruin determined that Jayne was not involved in any of the allegations.

However, a new lawsuit claims that she was "acting as a 'frontwoman' of Tom Girardi's embezzlement scandal." The documents state that she worked as a "salesperson" for the firm, and that she had been in communication with the lawyers. She also helped Tom sell his firm to another law firm.

These actions are deemed as fraudulent, and the plaintiffs are asking for more than $5 million in damages. They are also seeking the return of the funds that were allegedly embezzled.

In a statement, the reality star's attorney criticized the lawsuit as "malicious" and a "reckless publicity grab." She said that she “never had and does not have personal liability for any debts or obligations of EJ Global LLC,” and noted that her legal team has been in contact with the trustee of Girardi’s estate about the expenses.

The former attorney’s brother, Robert Girardi, has been named the effective conservator of his person and estate after being contacted about his father’s alleged financial misconduct. The lawyer reportedly told the court that he had a "long history" of misappropriating money and "was prone to making unauthorized transfers."

It's been nearly 14 months since the first suit was filed, but now Edelson PC has officially named Erika as a defendant in an updated version of the case. According to a report, the Chicago-based firm is refiling the original case in California.

As a result, the family of the victims of Lion Air Flight 610 is now suing Erika, as well as her former spouse and law partner Tom Girardi, in order to collect the funds that were allegedly embezzled by the two men. The family is claiming that the pair pocketed millions of dollars that should have been used to help victims of the accident.

Latest News From Bravolebrity Erika Jayne

Erika Jayne is facing a lot of legal troubles after filing for divorce from her husband Tom Girardi in November 2020. Those issues include claims that Tom embezzled settlement money meant for families of victims killed in a plane crash.

Earlier this month, the trustee in Tom Girardi’s bankruptcy filed new allegations against Jayne. She’s being asked to return the $25 million that Thomas allegedly transferred to her company, EJ Global.

The Real Housewives of Beverly Hills star’s legal woes

Erika Jayne isn’t the only reality star to have trouble keeping her legal problems out of the spotlight. Other Bravolebrities, such as Real Housewives of New Jersey’s Teresa Giudice and Sonja Morgan, have also landed themselves in court over money woes.

Though most Housewives tackle the cases on-air, others try to keep them off-screen. This includes the recent news that Real Housewives of Salt Lake City star Jen Shah and her assistant Stuart Smith were arrested for their alleged involvement in a nationwide telemarketing scheme.

The case reportedly involved the sale of lead lists, which were used to target potential clients for various telemarketing schemes. Shah and Stuart allegedly generated and sold the lists for other members of the telemarketing group, who then used them to scam customers.

But the ensuing legal drama didn’t stop Jayne from showcasing her lavish lifestyle. She and Girardi were able to purchase an ultra-luxe $15 million mansion in Beverly Hills, but the couple — who has also been sued several times for misappropriating funds from clients — eventually filed for bankruptcy in 2020.

And the lawsuits continue to pile up. Just last month, a Chicago law firm filed documents alleging that EJ Global LLC, along with Tom Girardi and the law firm he founded, owed no less than $55 million in damages for racketeering, receipt of stolen property, unlawful business practices and more.

Even worse, the newest filing cites several comments made by Erika Jayne on her RHOBH and Watch What Happens Live shows, in which she alleged that she hasn’t been paid for her work. She also claims that she is being extorted by various parties who want her to pay for the damage they believe she’s caused.

According to the documents, a trustee presiding over Tom and Christina Fulton’s involuntary Chapter 7 case is seeking $97k from Jayne as part of the settlement. In addition, the suit seeks to recover more than $25 million that was reportedly used by Girardi and Jayne for their lavish lifestyle.

Jayne, who previously denied the allegations, is adamant that she has no knowledge of the financial details of her marriage or what her husband is doing with the funds. She’s also claiming that she never saw any of the money that was supposed to be used for her, and that she only found out about it after she filed for bankruptcy. She’s hoping that the lawsuit will bring closure to her and her family.

Tom Girardi’s bankruptcy

Several months after his divorce, Tom Girardi filed for bankruptcy and has been sued by many of his creditors. He is also being accused of embezzling money from the families of victims of the Lion Air Flight 610 plane crash.

The 83-year-old lawyer’s legal woes are only getting worse. He is reportedly owed millions of dollars by clients and his law firm, Girardi Keese.

In addition to being accused of stealing from his clients, Girardi has been charged with a number of other crimes. He is being accused of misusing funds that were owed to the victims of the Lion Air crash, and also of embezzling funds that were meant to be used for his law firm’s expenses.

According to court documents obtained by E! News, a bankruptcy trustee is looking into whether Erika Jayne fraudulently received $25 million from Tom Girardi. The trustee is also investigating whether Girardi transferred some of the funds to her entertainment company, EJ Global LLC.

Bankruptcy judge Barry Russell approved a request from the trustee to spend more money on the investigation. He said the extra costs would allow special litigation counsel Larry Gabriel to further investigate claims that former Girardi Keese litigation funders knew about the alleged fraud and tried to cover it up.

It’s no surprise that Erika isn’t going to be happy about the latest developments. She already told a producer she’s “totally in the dark” about the embezzlement lawsuit, but she refused to comment on how she found out about it or why she was being targeted.

A month ago, a Chicago judge said that Girardi had “misappropriated” $2 million that was meant to be paid to the victims of the plane crash and froze assets belonging to the lawyer. He also referred the case to federal prosecutors.

As if the embezzlement lawsuit wasn’t enough for Erika to deal with, she’s also being accused of receiving a pair of $1.4 million diamond earrings that Tom Girardi purchased with money he allegedly stole from his clients. The jewelry, which was purchased in 2007, is now being seized by the bankruptcy trustee.

Tom Girardi’s ex-wife Christina Fulton’s lawsuit

The latest in a series of legal problems for Erika Jayne is coming from her ex-wife Christina Fulton. As reported by Page Six, the 55-year-old filed a $700K+ lawsuit against Jayne and two former Girardi & Keese attorneys for fraud and embezzlement. The suit claims that Jayne, Tom Girardi, and two of their ex-employees stole her accident settlement payment, which reportedly totaled $924,000, to fund their personal lifestyles.

According to the lawsuit, Fulton learned through “newly discovered financial documents” that her 2016 settlement check had allegedly been deposited into a Girardi & Keese bank account without her consent. The actress claims that her funds were then diverted to EJ Global LLC, a company owned by Jayne. She is also claiming that she was aware of the scheme and that it was being used to avoid paying taxes.

Although Jayne is a defendant in the case, her attorney, Ronald Richards, has denied any wrongdoing on his client’s part. He also argues that the lawsuit is not based on marriage, as Borges claims.

Rather, Richards says that Tom and Erika abused their positions as attorneys to swindle settlement payments from clients like plane crash victims and women who developed breast cancer after taking hormone replacement therapy. The former spouses, who filed for divorce in November 2020, have been accused of stealing funds from their clients as well as from their firm, Girardi Keese, which collapsed in late 2020.

In the suit, Fulton says that she was a victim of this crime when she hired Girardi & Keese to represent her after being injured in a traffic accident in January 2016. The law firm secured a confidential settlement for Fulton worth $924,300.

But the actress claims that she was not paid her share of the settlement despite her efforts to negotiate it with her lawyers. She has since filed a lawsuit against Girardi & Keese and her former coworkers John Kelley Courtney and Samantha Gold, who worked at the firm.

The complaint alleges that the former couple “engaged in a scheme to embezzle” their clients’ funds from their firm, and that they paid off loans to keep their business afloat. They also “engaged in a scheme to steal” settlement payments from family members of plane crash victims and women who suffered cancer after taking hormone replacement therapy, the suit states.

Erika Jayne’s $1.4 million diamond earrings

The Real Housewives of Beverly Hills star is in hot water with a court over $1.4 million diamond earrings Tom Girardi bought for her in 2007. While Tom and Erika are going through an ongoing legal battle with the bankruptcy trustee, Jayne has been caught up in this latest case.

The judge ordered Jayne to turn in the earrings to the trustee because they are allegedly worth $1.4 million. But Jayne is fighting the order, filing an appeal with a July 26 court document that claims the pair of studs aren’t hers.

As reported by Radar Online, the court found that Erika’s ex-husband’s trust funds were used to pay for the pair of studs. That means they’re likely stolen property, and the judge ruled that Jayne had to hand them over.

While she is refusing to give them up, Jayne does have a valid argument that she received the earrings in good faith. Her lawyer, Evan Borges, told Us Weeklylast month that it is unlikely that Erika knew she was receiving a stolen gift.

However, the court’s ruling does say that she should have known that her husband was a disgraced lawyer and that he had stolen money from his clients. The judge also notes that Tom’s firm, Girardi Keese, owes tens of millions of dollars in settlement funds to their victims.

But that doesn’t mean that Jayne should be thrown in jail for receiving a gift from her husband. It’s a very serious matter, and she should have been careful about what she did with her husband’s assets.

According to the court documents, Erika Jayne was given the diamond earrings by Tom Girardi in 2007 when she was married to him. The GIA reports on one of the studs show that the diamonds are 6.01 carats and have a G color grade and VS2 clarity.

Another stud is 6.57 carats and has a G color grade and VS1 clarity. The judge’s ruling states that the earrings were purchased using “settlement funds” from a trust account that was created for Girardi Keese, the law firm that Tom formerly ran.

The Real Housewives of Beverly Hills' Erika Jayne GIF

Real Housewives of Beverly Hills star Erika Jayne was spotted pumping her own gas on June 21. But that didn’t stop her from angering fans with a shady GIF on Tuesday. The tweet comes amid accusations that she and her estranged husband, Tom Girardi, embezzled money from their clients—including widows, orphans and victims of a 2018 Lion Air Flight plane crash.

Real Housewives of Beverly Hills star Erika Jayne was spotted pumping her own gas on June 21. But that didn’t stop her from angering fans with a shady GIF.

Erika Jayne recently sparked some major controversy after she was spotted pumping her own gas on June 21. The Real Housewives of Beverly Hills star was spotted by a fan who was trying to take pictures of her in the parking lot of the gas station.

The picture quickly went viral, with many fans taking to social media to call Erika out for her behavior. Some called her an “overly dramatic, spoiled brat” while others argued she shouldn’t have been able to be spotted like this in public.

It turns out that Erika’s husband, Tom Girardi, is under investigation by the California State Bar for allegedly embezzling millions of dollars in settlement money from his clients. This comes after a series of lawsuits were filed against Erika and her husband, with accusations that she knew her husband was stealing funds from clients.

However, despite these claims, Erika is still proving her innocence in court. A Los Angeles County judge ruled this week that she is not responsible for the actions of her ex-husband.

According to a report from The Los Angeles Times, attorneys Philip R. Sheldon and Robert P. Finn, who were named in the complaint against Jayne, are now claiming that the ruling from Fruin was based on inaccurate information. They argue that the judge failed to consider that a company EJ Global that Jayne was affiliated with received $25 million from Girardi’s law firm.

As a result, Sheldon and Finn are now requesting that Fruin reconsider the decision and find that they did not act corruptly. Additionally, they plan to file a new motion for a trial.

While it’s unclear how long the trial will last, it is expected that she will eventually be found liable for her actions in the case. And while this isn’t the first time that Erika has fought for her rights, it could be a major turning point in her career.

Despite her legal woes, Erika has managed to keep her head above water during this difficult time in her life. And as a result, she has been sharing her thoughts on her situation more frequently than ever before. She even went on a podcast to share her feelings about the case.

She’s as cold as ice.

Erika Jayne is a cold, aloof and unbothered star on The Real Housewives of Beverly Hills. She’s a villain or, to borrow the wrestling term, a heel.

She recently angered fans on Twitter with a shady GIF that was deemed “insensitive” in light of her ongoing legal issues. Her estranged husband, lawyer Tom Girardi, has been accused of embezzling money from a number of widows and orphans to fund their lavish lifestyle.

Despite these allegations, Jayne claims she is not aware of her husband’s financial dealings. She also claims she is not a part of the embezzlement case and that her company did not receive any funds from the case.

In fact, court papers show that her company received more than $25 million in transfers from Tom’s law firm during their marriage. That money is owed to the families of victims killed in a Lion Air flight crash and other victims who sued the airline for a compensation settlement.

It’s clear that Erika doesn’t have empathy for these victims – she just wants to use them to score a big payday. That’s why she waited 11 months to address them on the show.

After a tense reunion special, Erika took the heat for not being as warm and caring as she had on previous seasons of RHOBH. She sat there expressionless, not flinching when Andy Cohen asked her about Lawrence’s dig at her.

Despite her cold attitude, Jayne has a warm heart. In an exclusive sneak peek of tonight’s episode, she confesses that her husband, Tom, hasn’t always been the most supportive person in her life.

But she has found some happiness recently – with a new guy, it seems! In an exclusive preview of The Real Housewives of Beverly Hills, she sits down with her castmate Sutton Stracke for a conversation about her new love interest.

It’s unclear whether or not this relationship will last. However, it does seem like she and Sutton are becoming closer – as seen in this week’s episode of the show. After Sutton mentions she has a date with a new guy, Erika asks why and notes that he’s younger than her.

She’s a callus.

A callus is a thickening of skin that develops in an area of friction or pressure, often on the hands and feet. They can range from hard corns (a patch of dead skin that develops on the top of a toe) to soft corns (an area of dead skin with a thin center that develops between toes). The term can also refer to a less-defined patch of thickened skin that does not have a core and may be referred to as a seed corn or plantar callus.

On the hands, calluses form on the base of fingers that are regularly used for writing or performing a musical instrument. They can also develop on the thumbs or backs of the hands due to prolonged rubbing, such as chopping wood or using gardening tools.

Calluses aren’t always painful, but they can be uncomfortable if they’re very thick or form in areas that aren’t protected by your shoes. They can also be difficult to get rid of.

Erika Jayne has been a fan favorite on RHOBH since she began the show in 2015, and her shady and opulent lifestyle has made her one of the most recognizable figures on the series. Her snarky attitude and over-the-top makeup have made her the subject of many trolls on social media, but she’s also managed to win fans over with her personality and her pop-music career.

But she might be in trouble with her fellow RHOBH star Bethenny Frankel over a recent comment about her husband Tom Girardi. In a video posted online, Bethenny claimed that Tom owed $500,000 to her late ex-fiance Dennis Shields.

However, she wasn’t as clear-cut as she could be about the details of her alleged debt. She merely cited “a number of sources” in her video, which didn’t seem to include any specific proof.

While it’s certainly true that a number of sources have reportedly backed up the claim that she owes Tom a huge sum, that doesn’t necessarily mean that she should be in trouble. A court has already ruled that she was not responsible for his crimes, and in any case, the amount of money she claims to owe Tom is small potatoes compared to the astronomical amounts of money he allegedly embezzled from the victims of the Lion Air crash.

She’s an egomaniac.

Erika Jayne has a long history of putting herself in the spotlight. She has starred on shows like Dancing With the Stars and hosted her own reality show, Pretty Mess. She also has a large social media following, with her accounts spanning 2.2 million followers.

But even before she joined The Real Housewives of Beverly Hills, Jayne was known for her overt opulence and excessive glam squad. She also racked up a career in pop-music, releasing songs like “How Many F**ks” and “Xxpensive.”

When she first joined The Housewives, she wore designer gowns and accessorized with expensive jewelry. She also regularly had her glam team come to her home for makeovers, and she was often seen sporting her signature pigtails and a wig.

Now, though, her name has been tied to a serious legal tangle: She’s accused of embezzling millions of dollars from her husband, Tom Girardi. And she’s being forced to face the wrath of her co-stars on RHOBH.

As fans watched Erika’s plight play out on the latest season of RHOBH, it was clear that she is still struggling with her feelings about her marriage and the legal situation. She has asked her co-stars to support her while she deals with the legal drama. And while some of her fellow RHOBH stars have offered their support, other members of the cast are unsure of whether or not they believe Erika’s claims that she had no idea about Girardi’s money troubles.

The first part of the reunion special featured Erika making an impassioned plea to her co-stars to “back me up” amid tough questions from Andy Cohen. She even asked her fellow 'Wives to help her “show the world what kind of a woman I am.”

While some of the ladies expressed support for her, others were quick to criticize her behavior. Kathryn admitted that she was nervous when Erika arrived at her home, and she even feared that Erika might stick dirty prayer notes into her kitchen vent hood.

As it turns out, the episode was filmed just weeks after Erika filed for divorce. As such, the women are reassessing their relationship with the former wife of Tom Girardi. While they don’t appear to have the same level of affection as before, there seems to be a good deal of trust between them.

A US Judge Orders Erika Jayne to Give Up Her Earrings

A US judge has ruled that reality star Erika Jayne should give up her blingy earrings purchased by her estranged husband, Tom Girardi. The pair of diamond studs were bought with stolen funds from Girardi’s clients, according to reports.

A trustee presiding over the bankruptcy case of Girardi’s now-shuttered law firm has ordered Jayne to turn them over. Now, they’re set to be auctioned off to pay the lawyer’s creditors.

1. Diamonds

Diamonds are the hardest naturally occurring mineral on Earth and are a symbol of love, elegance, and prestige. They are often found in jewelry and are also used to make cutting and drilling tools.

Despite their popularity, diamonds aren't cheap. The price of a diamond depends on several factors including the size, color, and clarity of the stone. A diamond's value can range from a few hundred dollars to thousands of dollars, depending on the type of diamond you're purchasing and its quality.

The demand for diamonds is expected to continue rising in the future, but not as much as before. This is because consumers are becoming more discerning and have a heightened awareness of how they purchase their products, according to VRAI.

Consumers are also beginning to shift their buying habits away from diamond engagement rings and toward lab-grown diamonds, which are made in a laboratory. While lab-created diamonds are still expensive, they are gaining ground in the market as more and more retailers begin selling them.

While lab-created diamonds can be an excellent option for those who don't want to spend a lot of money on their jewelry, they do have a very limited resale value. They'll likely sell for around 25% to 50% of the initial cost, unless they're rare or big.

This is a major downside to lab-created diamonds and is one reason why they're not as popular as they could be. Nevertheless, the lab-created industry is still in its infancy and has many potential buyers.

Another factor that has contributed to the popularity of lab-created diamonds is their ability to offer a cheaper alternative to natural diamonds. In fact, they're now being offered at a lower price than their natural counterparts, which can make them a viable choice for people on a tight budget.

Currently, lab-created diamonds are mainly being purchased by people who want to maximize their budget and get a better looking piece of jewelry than they would be able to get with a natural diamond. However, this trend is expected to shift in the future as more consumers become aware of the benefits of lab-created diamonds and are willing to pay a little extra for them.

2. Gold

Gold is a precious metal that is very valuable in the jewelry industry. Its value is influenced by the market demand and can change quickly. Its price is determined based on supply and demand and is set daily in the London gold market.

The global gold market is estimated to reach $292 billion in 2025. It is expected to grow at a CAGR of 5.1% to reach $307 billion by 2026. The market is growing at a faster rate in Asia, Europe and South America.

It is estimated that there are approximately 2.95 million metric tons of gold in the world. It is the most popular metal and is used to make jewelry, gold coins, and other items.

Many people love wearing gold jewelry. It is durable and beautiful. It is also a symbol of wealth and status.

While diamonds are the most expensive of all gems, gold is still a great option for those who want to invest in a piece of jewelry. It is known as the "king of metals."

According to a report published by Forbes, the total amount of money spent on gold in 2014 was $23.7 billion. This makes it the largest jewelry sector in the world.

As a result, there is always a good deal of demand for gold jewelry. It is important for jewelers to keep an eye on their inventory to ensure that they have enough in stock to meet the market demand.

In addition, it is important to understand how the gold industry works. It is a complicated business that relies on customer preferences and buying patterns.

The jewelry market is constantly changing, and it's important for retailers to stay on top of these changes so that they can adjust their prices accordingly. The market is primarily driven by consumers, but retailers can also influence the market with their sales and promotions.

One of the biggest personalities in the jewelry industry is Erika Jayne, who is currently embroiled in a series of legal battles over a pair of $750,000 earrings she owns. The trustee of the estate of a former client of her husband, Tom Girardi, has sued her and is asking for her to return the earrings.

3. Earrings

Earrings are an essential part of any jewelry wardrobe, as they can add a bit of flair and style to a look. Whether you're wearing your studs, hoops or earrings with interchangeable charms, it's important to choose the right pair that complements your face shape and the outfit you're wearing.

It's also important to make sure your earrings are comfortable. You don't want them to fall out, get caught on anything or leave you with a painful ear ache. Magnetic earrings are a great option, as they use magnets to secure them in place without requiring piercings.

There are many styles of earrings available for women, but the most common and easiest to wear are studs. These can be made from various precious metals, including gold and platinum. They're also available in different shapes, such as round, oval, square and heart.

You can also choose earrings that complement your face shape, such as a square or key-shaped earring. These can help to soften the edges and corners of your face, which can make you appear more balanced and attractive.

If you're a woman, then you know that earrings are an essential accessory that can make or break your look. The wrong earrings can draw attention to your ear and distract from the rest of your accessories.

As a rule, a pair of earrings should be small and proportional to your body. Large or bulky earrings are out of place and can make you look a little off-balance.

A lot of jewelry brands offer earrings in multiple styles to suit the needs of different fashions and tastes. You can find studs, hoops and earrings with interchangeable charms in a range of shapes to fit your personal style.

It's also important to consider the size of your ear, as larger ears look big and uncomfortable. Alternatively, you can choose earrings that have an adjustable clasp so they're easier to slip on and off.

Lastly, you should consider the color of your earrings, as they can be a great way to express your personality and taste. Yellow gold is a beautiful shade to match olive or dark skin, while silvers and white golds are best for paler skin.

4. Jewelry

Jewelry is one of the fastest-growing divisions of luxury goods. With consumers preferring to shop online for everything from watches and accessories to jewelry, the sector is thriving. This is due to the millennial market, which tends to value brands that have a social conscience and an ethical manufacturing process.

A new study by global research firm GSMA revealed that American households spend an average of $615 on jewelry per year. The US jewellery industry grew by 5% in 2020, and it looks set to continue to grow in the coming years.

As well as being a symbol of wealth and prestige, jewelry can also be used to communicate personal messages or motifs. For example, a pair of earrings can be worn to celebrate a special occasion, or can signify the beginning of a relationship.

But with the rise of technology and a more global economy, consumers are increasingly looking for ethically-produced and environmentally-friendly products. In fact, a recent survey found that over 80% of people want to buy products with a strong social and environmental impact.

Similarly, many jewelry brands are moving away from traditional brick-and-mortar stores and adopting social media advertising and influencer marketing as part of their strategy to increase sales. For instance, Missoma, which is primarily targeted at millennials, transformed its business model from 95% wholesale to online and has seen an uptick in ring sales.

Another jewellery brand that is undergoing a rebranding is Asprey, which launched as an independent company in 2015. The British jeweller was founded by a former investment banker and has been in the business for more than 100 years.

The brand, which is based in London, is currently working on a rebranding plan to make it more relevant to a younger audience. This will include a new logo, website and social media platforms.

As a result, its revenues will likely increase by 2021, according to the report. The brand also plans to hire more staff and launch a new store.

Meanwhile, the reality star Erika Jayne was ordered last month to return a pair of $750k diamond earrings that were determined to have been purchased using money stolen by her estranged husband Tom Girardi. A judge found that the former lawyer had misused funds to pay for the baubles, and he has now told Jayne to hand them over.

Erika Jayne Wedding Photos

Erika Jayne is a pop singer and a reality TV star. She is best known for her role on the hit Bravo series The Real Housewives of Beverly Hills.

She is currently single and reportedly enjoying her newfound freedom. She recently shared a few sizzling photos on Instagram and revealed that she is moving on from her marriage to attorney Tom Girardi.

Real Housewives of Beverly Hills

Whether you’re a fan of fashion, friendships, fights or lavish lifestyles beyond your wildest dreams, you’ll love watching the Real Housewives of Beverly Hills. The show, which airs Wednesdays at 8 p.m. on Bravo, features Kyle Richards, Rinna Jayne, Erika Jayne, Dorit Kemsley, Crystal Kung-Minkoff and Sutton Stracke.

The show was created by Evolution Media, which previously worked on the Bravo network’s hit series The Real Orange County. The series premiered on October 14, 2010, and is the sixth installment in the franchise.

Its original cast members include Kyle Richards, Rinna Jayne, Brandi Glanville, Kim Richards and Denise Richards. The women all live in the city of Beverly Hills, and they have a range of different careers and hobbies.

When she first joined the show in 2015, Erika Jayne had a very successful career as a singer and actress. She had a number of hit songs and had performed at a number of different events.

Since she joined the show, Erika has stepped up her game in terms of her appearance and style. She has undergone a number of cosmetic procedures and gotten Botox injections to reduce her wrinkles.

While many fans have come to admire her appearance on the show, she has also faced a few challenges in her personal life. One of those challenges is her divorce from Tom Girardi.

The former couple was married for 21 years and they didn’t have a prenuptial agreement in place. After the pair split, Tom filed a lawsuit against his ex-wife.

According to the complaint, Tom allegedly embezzled millions of dollars meant for families of victims of the 2018 Lion Air crash. In addition to a sham divorce, the lawsuit claimed that the two had shirked responsibility for their finances and were protecting his money from debt collectors.

However, Erika denied the claims and even called them “insane.” She has now filed for divorce.

It is unclear why the reality star decided to end her marriage with Tom, but he has been accused of numerous crimes and has even been jailed for assault. Ultimately, the legal battle has become too much for Erika to handle alone. She is now seeking spousal support and has requested that Tom pay her attorney’s fees in her divorce settlement.

The Real Housewives of Orange County

If you have a love of reality television and a fascination with the Real Housewives franchise, then chances are you've already seen at least a few of their wedding photos. For a show that focuses on a large group of women, there's no shortage of drama and tension, but the OG housewives do their best to stay true to themselves as they navigate their relationships with one another and with the public.

The Orange County housewives are known for their fierce personalities, but their love for each other is reflected in the way they celebrate their big events. Tamra Judge, Heather Dubrow, Shannon Storms Beador, Gina Kirschenheiter and Emily Simpson are just a few of the cast members who have shared their wedding photos with fans in the past.

While most RHOC weddings are small and intimate, De La Rosa and Gray's day was a fairytale for the books. They tied the knot in a romantic backyard ceremony in Los Angeles's Palos Verdes Estates.

They didn't want to have a traditional ceremony, so they instead planned a fairytale-themed reception that involved all their friends and family. After the wedding, they stayed together in an exclusive hotel in Los Angeles.

After the ceremony, they had their first dance in front of a backdrop of waterfalls and trees. They even had a special performance of the song "Always" by their wedding band.

The couple also had a reception in the evening, which featured fireworks and live music. It was a day full of joy and laughter, and De La Rosa and Gray were married in front of all their family and friends.

According to People, the pair met on Hinge in June 2020 and started dating just three months later. They both tell PEOPLE that they felt the timing was right to tie the knot.

In addition to a beautiful wedding, the couple also shared photos from their honeymoon in Hawaii. They looked so happy, and their wedding was the perfect example of how much fun they have as a couple.

The newest season of The Real Housewives of Orange County is set to air on Bravo on March 21st, but two familiar faces will not be returning. Noella Bergener and Dr. Jen Armstrong have both confirmed that they will not be appearing on the upcoming season of RHOC.

The Real Housewives of New Jersey

The Real Housewives of New Jersey have been around since 2009 and they're one of the most popular franchises within the Bravo family. They're loud, passionate and full of drama!

The show's star Teresa Giudice recently got married and had an extravagant wedding ceremony and reception. The ceremony took place on August 6 at the Park Chateau Estate & Gardens in East Brunswick, New Jersey and was filmed for a special set to air on Bravo.

According to Page Six, Giudice wore a custom pale blush mermaid-cut Mark Zunino Atelier gown that featured over 300 yards of hand-draped English netting and a cathedral-length veil. Her tiara was also made by Bridal Styles Couture, and the bride's bouquet featured over 400 flowers.

While Giudice didn't invite all of her RHONJ co-stars, there were plenty of other Bravo stars in attendance for her big day. Among them were The Real Housewives of Atlanta's Kenya Moore and Dorinda Medley, Real Housewives of New York City's Jill Zarin and former RHONJ star Margaret Josephs.

Giudice also had a lot of support on her wedding day, including her besties and castmates. Her fellow RHONJ alums Jennifer Aydin, Dolores Catania, Jackie Goldschneider and Margaret Josephs were all in attendance as well as Real Housewives of Dubai's Chanel Ayan and Ashley Darby from the Potomac franchise.

Other RHONJ newbies Danielle Cabral and Rachel Fuda were also in attendance, but they weren't pictured at the wedding. However, they'll be in Season 13 of the show so you'll want to tune into that to see them in action!

Meanwhile, OG Giudice's brother Joe Gorga and his wife Melissa Gorga were both reportedly missing from the celebration as they were rumored to be at war with each other. And, Dina Manzo and her husband Dave Cantin, who have a rumored feud with Teresa, also missed the big day.

Despite the drama, Teresa and Louie had a wonderful time celebrating their big day with loved ones and friends. Their wedding was a major event for the Giudice family and was filmed for a special set that will air on Bravo later this year or early next year.

The Real Housewives of New York City

With 12 seasons under its belt, the Real Housewives of New York City is still one of Bravo's longest-running reality shows. The show follows a group of women who live and work in Manhattan, New York City. They balance envious social calendars, challenging careers, and motherhood with the hustle and bustle of the Big Apple.

Starring Sonja Morgan, Ramona Singer, Luann de Lesseps, Carole Radziwill, Heather Thomson (She returned for season 13), and the newbie Dorinda Medley, the cast of RHONY has a rich history. Fans have watched these ladies as they dealt with a wide range of drama and scandals, including the departure of original stars Bethenny Frankel and Tinsley Mortimer.

There's a new member of the RHONY cast, and it comes with a lot of baggage. Dorinda Medley, who joined the series in 2015 and was a fan favorite, has been criticized for her "inappropriate behavior" on the show, and was recently forced to leave the cast after the premiere of her spin-off, The Real Housewives of Atlanta.

As for the rest of the RHONY cast, some of them have already made it off of the show, while others are a few years away from making it back to film another season. Countess Luann de Lesseps, who joined the show in its first season, has become one of the most popular and successful housewives in franchise history.

Despite her tumultuous past, she still finds time to enjoy her busy life in New York City. She has a successful singing career, and she's also an actress and philanthropist.

In addition to her appearances on RHONY, she's appeared in a variety of other films and television shows, including Amy Poehler's Difficult People. She's also a published author and has a large following on social media.

Erika Jayne is a singer who has been featured on the "Real Housewives of Beverly Hills" since 2015. She's known for her honesty and fierceness, as well as her extremely lavish lifestyle before she started the show.

The "Pretty Mess" singer is a former model who grew up in Atlanta, Georgia and attended a performing arts high school. She later started a successful music career, which earned her an impressive cult following.

Life's a Trip for Bristol Palin and Levi 2023

The future of Bristol Palin and Levi 2023 is not looking good at all. The couple will surely be forced to split if they are not careful. They are not in the best of health at the moment, and their marriage will be on the rocks.

'Teen Mom OG'

If you're a fan of MTV's "Teen Mom" or its spinoff, "Teen Mom OG," you've probably heard of Sarah Palin and her daughter, Bristol. The former Alaska governor's daughter will be joining the cast of the show as a regular.

The young mom of three, who shares son Tripp with Levi Johnston, will make her debut on the show in October. She will join original cast members Amber Portwood, Maci Bookout and Catelyn Lowell, along with Mackenzie McKee.

Bristol's relationship with her husband Levi is one of the most well documented relationships on "Teen Mom OG," but it's not the only time she's been dragged through the mud. When she was 17 she became pregnant and gave birth to her first son. However, she and Levi separated a few years later.

But Bristol and her son did have their fair share of drama. In fact, it led to a very public breakup. It also caused tension in their marriage, with the two of them fighting over the impact of PTSD on their marriage.

Bristol and her estranged husband Levi had a whirlwind romance and had their first child, Tripp, at 18. They broke up in 2010, but later reconciled and rekindled their romance.

Bristol and her son have been covered extensively on Teen Mom OG. Their most recent argument involved a visit to Kentucky to visit Bristol's parents.

On Instagram, Bristol made it clear that she was unhappy with the way "Teen Mom OG" handled her pregnancy and divorce. However, she also expressed admiration for her ex-husband and claimed that he had not paid child support for their son.

Bristol and her ex-husband, Levi, are currently involved in a custody battle. Bristol has full custody of Tripp, but her ex-husband gets some visitation.

While fans are still debating whether or not Bristol is a good fit for "Teen Mom OG," her storyline will likely be a welcome addition to the show. Her experience as a single mom, as well as her love for her children, is sure to make for entertaining episodes.

She will definitely fill a gap left by the exit of Farrah Abraham, who was dropped from the series earlier this year.

'The Apprentice'

A reality show about business, The Apprentice features candidates competing to be an apprentice. Each season has a different group of contestants, with a variety of business backgrounds. Some of the candidates are seasoned professionals with experience in real estate, management consulting, accounting, and restaurant management. They are typically split into two teams, and each team has a specific task each week. At the end of the process, the team that wins the job receives a $250,000 contract to manage one of Mr. Trump's companies.

Mark Burnett is a producer of the series, along with Donald Trump. He has also produced "Survivor" and "Beat the Boss". As of May 2010, The Apprentice has been seen in over 70 countries. It has received three Emmy nominations, and has been a huge hit with viewers.

Each season is followed by a companion discussion show. This program features interviews with former candidates, and focus on the candidates who made it to the final stage of the competition. In addition to the main series, there have been celebrity versions for Sport Relief and Comic Relief.

There are two major European editions of the show. Several university societies have arranged local competitions. One of the first Apprentice spin-offs in Europe was in Norway. The Norwegian version was hosted by hairdressing mogul Inger Ellen Nicolaisen.

Series four of the British version of The Apprentice started on 26 March 2008. It aired for twelve episodes. The last episode peaked at 9.7 million viewers. Unlike the US version, the UK version requires four candidates to compete in the final round of interviews.

The Apprentice was a breakout rookie hit in the 2003-04 television season, and quickly became one of the most watched shows on television. Since then, it has continued to be a ratings success. With Donald Trump at the helm, The Apprentice has become a favorite among viewers.

The Apprentice has also inspired a variety of other shows and competitions. Celebrity versions of the show have been aired for Comic Relief, and the Apprentice has spawned a magazine, podcast, and official books.

'Life's a Tripp'

Life's a Tripp for Bristol Palin and Levi 2023 is a new television series that will air on Lifetime. The show will follow Bristol's juggle-care of her young son, Tripp Easton Mitchell Johnston.

This new series follows Bristol's adventures in LA. She is adjusting to living in Los Angeles and working for a local children's charity. Among her other pursuits, she visits Willow in Arizona and takes a trip to the Grand Canyon.

In one episode, she goes to the shooting range to shoot a target. She then puts the book she's been reading on a stake. It's a nice moment. But not particularly interesting.

On the flip side, a guy calls her mom a whore. Another time, she finds a troll in a bar. Her response to this obnoxious individual is also noteworthy.

Bristol is also the host of a talk show. This is not her first foray into reality television. She previously competed in two seasons of Dancing With the Stars.

Meanwhile, she is currently looking for a home in L.A. A friend of hers has a son named Andy. He's only met his father twice.

But the show's newest member, Bristol's 6-year-old son, Tripp, is having trouble with his parents. While Bristol is happy to have her son around, he is a little naughty. At first, he acts like a toddler when he enters his mom's house.

Bristol and her ex-boyfriend, Levi Johnston, were engaged before Tripp was born. They split up shortly after the birth of the child. Eventually, they both agreed to share custody of the child. However, they split up in August.

In addition to being a talk show host, Bristol is also a mother of three. She's been a teen pregnancy prevention spokesman and a guest star on the ABC Family series The Secret Life of the American Teenager.

She's been a participant in Sarah Palin's Alaska. However, her involvement in the show is limited. And the plot is not too complex.

Although the show's name is inspired by her and her family, the show is essentially a standard reality show that documents her life with Tripp.

'Trouble in Paradise'

Bristol Palin and Levi Johnston have been on the hot seat lately. Their relationship seems to have taken a downward spiral. They were married in 2016, but their divorce was filed two weeks later. The former Teen Mom OG star has opened up about her relationship struggles, and she recently revealed that she is pregnant again.

It's been a busy year for the former Teen Mom OG star. After announcing her engagement to Levi Johnston, she broke up with him. She has a son, Tripp, and is pregnant again. But she also had a relationship with her ex, Ben Barber, before that. He told a reporter that they shared a bank account to avoid taxes.

When Levi and Bristol were together, it seemed like they were raising their son, Tripp, together. On their new reality show, Trouble in Paradise, it's clear that Tripp has his issues.

Bristol has been struggling with the father of her baby. In fact, she's had eight at-home pregnancy tests to confirm her pregnancy. And the former Teen Mom OG star told People magazine that she's worried about the future of her relationship.

In the midst of their breakup, Bristol and her family traveled to the GOP convention. Bristol said that she and her son, Tripp, need to move. At the time, her family was living in their townhouse in Anchorage. However, they plan to relocate to California.

Levi and Bristol were reportedly planning to marry again when the former Teen Mom OG star announced her engagement in US Weekly. However, three months after Tripp was born, the couple decided to call off the wedding.

Since then, Bristol has started dating another man. Ben Barber is from Wasilla, Alaska, and is close friends with her sister Track. They play hockey together. And the pair were set to be groomsmen for Levi's upcoming wedding.

But Bristol is not going to marry Levi, as she said it was not the right decision. Instead, she and her son, Tripp, will move. That's the only thing that gives her hope.

The former Teen Mom OG star's relationship has been a hot topic in recent months, and she has been candid about it.

Harley Pasternak Net Worth in 2023

Harley Pasternak is a famous American actor. He is known for his roles in movies like The Hunger Games, Harry Potter and the Deathly Hallows, The Legend of Korra, and many others. In addition to his acting career, he is also famous for his religious beliefs, which makes him an interesting topic to explore. Below you will find some information about his life and work, as well as his estimated net worth in 2023.

Biography

Harley Pasternak is a fitness enthusiast and television personality. He's been the host of multiple TV shows, including The Revolution, a daytime talk show on the ABC network. His books have been bestsellers, and he's spoken on behalf of health and fitness organizations. And in case you're wondering, Pasternak is married to Jessica Hirsch.

Harley Pasternak has a Master of Science in Exercise Physiology from the University of Western Ontario and an Honors Degree in Kinesiology from York Mills Collegiate Institute. He's also certified by the American College of Sports Medicine. Aside from his renowned fitness career, he's also a well-known author of fitness and diet books.

One of his most popular books, the 5-Factor Fitness, has become an international hit. It details five daily must-dos for a lean and mean body.

Harley Pasternak has become a household name, as he's worked with a who's who of celebrities. Some of his clients include Halle Berry, Katy Perry, Jim Caviezel, and Robert Downey Jr. In addition to being a trainer, he's authored a book on the science of weight loss and is the host of a television show.

Not only is Pasternak a master in the fitness and nutrition space, but he's also an avid traveler. He's bicycled across Vancouver Island with Alicia Keys. Moreover, he and his wife have two kids. They reside in Los Angeles.

When it comes to technology, Pasternak is no slouch, as he's a fan of the Xbox platform. In addition, he's partnered with Jamba Juice to launch an exclusive smoothie line. That's not to mention his appearance as a guest judge on Canada's Next Top Model and his frequent contributions to The Today Show.

However, it's his books that are really a must read, as he's mastered the science of health and nutrition. From his best-selling 5-Factor Fitness to his Hollywood Workout series, Pasternak's books have been translated into more than a dozen languages and have sold in more than twenty-five countries. So, if you're looking for a new fitness regimen, check out Harley's books and find out for yourself.

Net worth in 2023

Harley Pasternak is a fitness expert and a popular television host. She has appeared on numerous TV shows and has also been the author of several health and nutrition books. Her books have been translated into 14 languages and have been published in 25 countries.

Pasternak is certified by the American College of Sports Medicine and the Canadian Society of Exercise Physiology. In addition, she is an honors graduate of the University of Western Ontario. Her professional experience includes working as an exercise and nutrition scientist for the Department of National Defense.

Harley Pasternak was married to Jessica Hirsch in 2011 and has two children. They live in Los Angeles and have a home that is 1,649 square feet. It has a wood deck and a heated pool. There is also a sprawling grassy yard.

Harley Pasternak is the co-host of the daytime talk show The Revolution, which is broadcasted on the ABC network. She has worked with many celebrities including Halle Berry, Robert Downey Jr., Jim Caviezel, and Penelope Cruz. Among her other appearances are on The Today Show and Canada's Next Top Model.

Harley Pasternak has a net worth of $5 million, as of January 9, 2023. She is listed as the world's most popular television show host, according to Forbes. Aside from her work as a personal trainer, Pasternak is an author and motivational speaker. As of 2013, she was the most successful personal trainer in the world, averaging $3 million per year.

Harley Pasternak has a private Instagram account. She has more than 16,000 followers. Harley Pasternak has made many appearances in films, including Teenage Mutant Ninja Turtles and the movie Revenge Body.

Harley Pasternak has received a number of controversies. One of them is his role as Jessica Simpson's personal trainer in the 2008 movie Teenage Mutant Ninja Turtles. During that time, she was accused of misdiagnosing the rapper with bipolar disorder. But, Pasternak claimed the accusation was false and that he was only trying to help her achieve her weight loss goals.

Workouts with the stars

Harley Pasternak is a nutritionist and celebrity trainer who has worked with a number of well-known celebrities. A native of Toronto, he has a master's degree in exercise physiology from the University of Toronto. He has appeared on television and in magazines. In addition to working with Hollywood stars, he is also a Fitbit Ambassador and writes books on health and fitness.

Pasternak has teamed up with Four Seasons Hotels and Resorts to create a series of digital workout videos. The videos address five common fitness challenges for travelers. Using his signature Five Factor plans, Pasternak gives five easy routines.

He shares tips for tightening, toning, and maintaining health. These include the basics like eating healthy, drinking plenty of water, and getting seven hours of sleep each night. Additionally, he advises avoiding fad diets.

Harley Pasternak is a global fitness advisor for Four Seasons Hotels and Resorts. His expertise in workouts and nutrition has helped a number of famous clients such as Halle Berry, Ariana Grande, and Stephen Dorff.

While Pasternak has a large clientele, he has made it clear that his focus is on his personal health. He says that sleep and healthy eating are as important as working out. He encourages people to use a variety of products, including Fitbit pedometers, Ace bandages, and Coca-Cola Company Smartwater. Currently, he has several openings with Four Seasons, and his gym design company, P.A. Design Group, is planning to open a new gym in the United States.

Some of Pasternak's clients include Jessica Simpson, who once followed his diet plan. He is also an ambassador for Fitbit pedometers, Shaklee Corporation, and Centrum multivitamins.

Harley Pasternak offers a workout program designed for 25-minute sessions a day. It includes nutritional advice, as well as an oceanfront mansion in the Hollywood Hills. Throughout the program, he outlines proper technique for each exercise.

If you are interested in trying the programs out, you can purchase them for $20 per month or $199 for a year. Once you've signed up, you can choose the level of intensity and intentions you want to achieve. You can also take a quiz to find a personalized routine.