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FutureStarrHow to write a check
Writing a check is easy, and this tutorial shows you exactly how to do it. Move through each step one-by-one, or just use the example above as a model for the checks you need to write. You can complete the steps in any order you like as long as the finished product isn't missing any vital information. In this example, you’ll move from the top of a check to the bottom, which should help you avoid skipping any steps.Payee: On the line that says "Pay to the order of," write the name of the person or organization you’re paying. You may have to ask "Who do I make the check out to?" if you're not sure what to write, because this information needs to be accurate.
Write fewer checks: Checks aren’t exactly risky, but there are safer ways to pay for things. When you make electronic payments, there’s no paper to get lost or stolen. Most checks get converted to an electronic payment anyway, so you’re not avoiding technology by using checks. Electronic payments are typically easier to track because they’re already in a searchable format with a timestamp and the name of the payee. Use tools like online bill payment for your recurring expenses, and use a credit or debit card for everyday spending.By hand-recording your transactions either with an online register or a paper one, you may safeguard against spending money that has not to shown up or withdrawn out of your bank account. It can take a few days for transactions to show online, and it is easy to forget a transaction if you don't record it shortly after it occurs.
Forged signatures are the easiest form of check fraud. These are legitimate checks with a forged signature. This can occur when a check book is lost or stolen, or when a home or business is burglarized. An individual who is invited into your home or business can rip a single check from your check book and pay themselves as much as they like. Banks don’t often verify signatures until a problem arises that requires them to assign liability. Consistent signature: Many people don’t have a legible signature, and some even sign checks and credit card slips with complicated scribbles. But consistently using the same signature helps you and your bank identify fraud. It’ll be easier for you to prove that you’re not responsible for charges if a signature doesn’t match. (Source: propakistani.pk)